18 and file for bankruptcy?!?

I recently had a bad accident that resulted in a head injury, broken neck, and a whole lot of medical bills/hospital bills building up. I am 18, pretty much immobile (can’t even take a shower all by myself) I can only do car trips if it’s for medical appointments, so I don’t have a job I don’t see me physically being able to do that any time soon so I can pay my med bills. They want to do a very expensive head/neck surgery on me soon and I can’t afford it/co pay/ hopsital bills etc. I am not going to be insured in another month, and my parents cannot loan me money to pay my bills. So should I file for medical bankruptcy, welfare, anything at 18? I don’t know how this works but I need to find a way to take care of these bills. Sincere advice please. Thank u for your time, God bless.
not auto. Completely my fault I fell from a few stories and landed on my head resulting in my skull crushing C1/c2 and some nerve damage.

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3 comments:

  1. pimpjuice_6171:

    Wait until they do the surgery on your neck/head. I would advise against 90% of people filing bankruptcy but in your situation I don’t see much of a way out. You won’t be able to get a loan for 7 years but in your case you probably won’t need to. Talk to an attorney first and get real legal advice.

  2. Vernon S:

    i think its a sure thing that you can get permanent dissability and an attorney can get that for you and help you with the rest of it as well.you can talk to them and its free.they’ll get paid from the settlement.talk to an attorney and have someone help you with that.

  3. †Ask Me Anything†:

    Have you asked the hospital if you qualify for medicaid? Also, what type of accident was this? If auto, was it your fault? If it wasn’t your fault, you should be retaining an attorney. If it was your fault, and you had auto insurance, there should be medical on that.

    Explore those avenues before declaring bankruptcy, as that isn’t going to help you get more surgery.

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