Can you sue the credit card company for giving you a credit card after you file bankruptcy?
I have 2 credit cards that total ,000, I was approved for those during my bankruptcy. I know this is my fault because i shouldn’t have gotten the cards, but I did. I was wondering could the credit card company be sued.
Posted August 16th, 2010 in Bankruptcy Q And A. Tagged: bankruptcy, credit card company, credit cards.
Sure you can sue. You can sue for anything.
Winning…..completely different matter.
You applied for the credit card or accepted it after you were "pre- approved".
You are over 18. In the eyes of the law a grown up.
You are the one who used it.
You are the one who incurred the debt.
Not what you want to hear……but time to pull up your big girl panties and accept responsibility for your financial situation. You have to change your attitude toward money. You have one bankruptcy behind you and 7K in credit card debt. Apparently, what you have been doing…has not been working for you.
Time to do something different.
Dave Ramsey is a financial counselor. Sort of like Suze Orman. He has a radio program that comes on mon-fri and is sometimes on Fox Business.
At any rate: his book- The Total Money Makeover is a great place to start. I also recommend you listen to a few of his radio programs. 7K can be paid off. It will take discipline and focus. But you can do it.
http://www.daveramsey.com
Larry Wingate’s book: You’re Broke Because You Want to Be is also a good literary kick in the pants.
August 16th, 2010 at 5:19 pmNo, unfortunately, this is all on you. But they can sue you if you do not pay them back.
August 16th, 2010 at 5:19 pmno…
August 16th, 2010 at 5:19 pmNo. You accepted them and now you have to take responsibility for paying them back.
August 16th, 2010 at 5:19 pmIn a word, no.
August 16th, 2010 at 5:19 pmMany times after people file bankruptcy they get flooded with credit card offers in order for that person to rebuild their credit.
Not really…I mean you could but it would be another frivolous lawsuit. Didn’t bankruptcy teach you any lessons? Pay them off, file bankruptcy again, or whatever and then don’t get any more cards. This is part of the reason big banks are having so much trouble…they have given credit and loans to people that really can’t afford them.
August 16th, 2010 at 5:19 pmno you took them and you used them thus your debt.
August 16th, 2010 at 5:19 pmthis is america you can sue anyone for anything.
got an extra $30,000 sitting around for lawyers fees? they don’t work for free ya know.
so they put a gun to your head and forced you to get and use the cards? After the bankruptcy you did not learn a lesson about debt?
August 16th, 2010 at 5:19 pmAs you said, this is your fault so own up to it and take responsibility for your own actions.
August 16th, 2010 at 5:19 pm