We had filed chapter 13 last October. The payments were so high we just couldn’t make the payments. The bankruptcy courts dismissed our case for non-payments. Are we eligible to file for chapter 7? Will we lose our home? We live in Ohio if that makes any difference at all. What should we expect to happen?
I’ve tried to pay on it but it has spiraled out of control, late fees , overlimit fees, has just made this impossible to pay back without disrupting my livelihood. Which chapter of bankruptcy should i file
I’m ready to file for bankruptcy as I’m unemployed & in two months I’ll be out of money if I don’t get a job. I’ve borrowed about k in a reserve line of credit at my bank. My bank deducts about 0/month for this from my checking account. If I file for bankruptcy will my reserve line of credit be taken care of in the bankruptcy or do I have to pay it back, IF I’m able to file bankruptcy? Thanks.
My parents declared Chapter 13 bankruptcy. They had a business in land development and thanks to the housing bubble it collapsed. My dad unfortunately personally gauranteed some of the corporate paperwork.
Now the problem is they are starting to make more money, but the settlement keeps taking the money. Is there any way to try to make more money? Or are the doomed to their current lifestyle for the next 5 years? Any thoughts? Perhaps a bank in the Caymans?
Not ask for it during chapter 13 process(not listed as part of debts) then sue for it later?
Can I get a buyout from a divorce even though my ex file a chapter 13.
I filed chapter 13 in Ohio to save my home. Three years in, Charter One sent me a letter stating they charged off my mortgage and elected not to foreclose. When I contacted them, they gave me the run around for twenty five minutes. Finally someone told me that they didn’t understand why they did it because my chapter 13 payments and mortgage was current. I checked my deed and title and no liens are on either. It show a satisfaction of mortgage. What is going on?
I am having financial problems. I need to speak with a lawyer that can help me. It has to do with chapter 13 Bankruptcy. Any good lawyers in New York?
Thanks
i want to sell my home and pay off my chapter 13 bankruptcy. do i have to pay off my unsecured debts too or just pay off my secured debts in order to be released?
I filed for chapter 13 two years ago because my house was going into foreclosure… I was able to seel the house a few months after and the chapter 13 was discharged… can I dispute this through my equifax, credit union, etc to get it remove from my credit? what are the changes it will be removed?
Hello I have recently filled for chapter 13 Bankrupcy, and pulled up my credit report the 4 account that i included in bankrupcy are being reported as "bankrupcy petition" in my experian report. "wage earner plan in transunion and equifax just need to make sure if they should be reporting like that, Thank you
We are considering chapter 13 as we are deep in debt with interest rates so high we can barely afford the minimum payments. We are not behind on our mortgage. Do we have to include our 1st and 2nd mortgage in the reorganization? Or do we keep those separate? Is it all debt? Or just unsecured debt?
My husband and I went thru a chapter 13 bankruptcy 2 1/2 yrs ago. We were able to keep our van as long as we continue making the payments. We no longer recieve statements just have to mail in our payment to bankruptcy department of the bank. The van recently quit running and we want a new vehicle but still owe 00 on the van. If we let the bank take repossess it, will we be responsible for the remainder balance?
i know i need to file bankruptcy. but how do i go about it and does it cost money or what. any information at all would be a lot of help
This is more for my friend… She is in the middle of filing for bankruptcy, has horrible credit, and no money… She is also on psychotropic medication that she has to take, and I’m worried about her if she can’t pay for her medication.. What do you do in this situation?
My husband is considering bankruptcy. We are upside down on both our house and car and just drowning it debt. What will happen if we do? I assume we will lose it all. Has anyone been through this? What should we expect?
i need to hand in a chapter summary tomorrow on chapter 7 in if i should die before i wake. please help, i don’t have time to read it.
i didn’t read it because i have a life and im doing better things like sports than sitting inside on my ass reading a stupid book
I’m preparing my own documents for chapter 13 bankruptcy and am ready to file the motion, notice of motion, declaration in support of motion to confirm the repayment plan. Do I have to state in the notice of motion whether or not a written opposition is required?
I think I read somewhere that if the loan is a federal loan then you can’t. Also if someone co-signed for me do both of us have to file for bankruptcy.
Tried contacting them…they stated that it went into default a week ago and they can’t do anything about it.
Could I file chapter 7. I only have 2 defaulted loans and the rest ok.
Should my boyfriend file bankruptcy? He has ,000 worth of debt, mostly medical bills from a car accident and appendix surgery. He said he checked it about 6 months ago and he had a credit score of 560.
Thanks.
I have really good credit, if we get married will it affect mine? We were both wondering this, we want to buy a house.
He has a lot of old credit that he has tried to pay off, but with the interest it is just not going anywhere. How does he go about filing bankruptcy with him being on SSI? He owes about 12,000. What are the steps, such as filing in court, getting a credit report to ensure all have been included and so on? What are the court fees? Thanks….
I am looking into filing chapter 7 and need an inexpensive lawyer. Please let me know if you of one here in NC.
I just wanna know if I should file for bankruptcy. I was in a motorcycle accident over 2 yrs ago, and my medical bills are over a million dollars. So should I?
Is filing chapter 13 really that bad. I hear people saying that they filed bankruptcy and purchased a house the next year, is that possible
I have a large amount of credit card debt and want to file chapter 7 but I don’t have an income now and have not had enough income for 3 years to even file taxes. Will I be able to qualify for bankruptcy?
I am in the process of filing Chapter 7. Our Meeting of Creditors is next week. I have a job offer on the table that will provide me increased income. Can I take a new job before our bankruptcy is discharged?
I was involved in an accident recently (a fender bender, really–no alcohol involved or anything), and the other party is trying to sue me for 0k (my lawyer informed me that they’ll probably seek about M with pain and suffering, etc.). I’m only covered for 0k, so the rest would be on me, which by no means am I able to pay.
My question is, would it be imprudent to file for bankruptcy now? I have other debts, and the prospect of getting rid of those as well is attractive, but I’d hate to file, then if this judgment comes up ruled against me, I still would have no way to pay it. So would I have to wait until a decision is reached before I were to file for Chapter 7?
I’m in deep financial sh*thole. The only way out is bankruptcy. I was just wondering for someone who is single, owns 000 in credit cards, makes 000 a year, do I have an easy chance of filing a bankruptcy?
I will be filing for bankruptcy in Nevada. My car is already paid off.