Archive for the ‘Bankruptcy Q And A’ Category

if your on section 8 and you have unpaid rent can you file bankruptcy?

i have section 8 and i owe back rent i dont have the money to pay it can i file bankruptcy and still keep my voucher?

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Are IRS debts forgiven when you file bankruptcy?

I have a friend who is considering filing bankruptcy and wants to know if IRS debts will be included. How does this work.

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I only have about 5-7k worth of debt should I file bankruptcy?

I’m 23 bills include BofA credit card which they are taking me to court for..Personal Loans…Medical etc..
Some people say its to little other people say start clean what do you think?
BTW because the debt is so little I was gonna have a paralegal/typist do all the forms for me at 5 im worried when I get a job they are gonna garnish my wages

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If all my negative credit is hospital bills from when I was sick, is it worth it to file bankruptcy?

All my negative credit is from hospital bills. My car and the only credit card that I have ever had are all in perfect credit.
So is it worth it to file a chapter 7 bankruptcy? The hospital bills total over 0,000.

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Can I still File Chapter 7 if I got a summon by a debt collector?

I’ve just got a summon yesterday by one of my credit card I have and I was wondering if I can still file Chapter 7? I do have other credit cards and medical bills that need to by paid as well that I haven’t been paying due to not having enough income to make the payment. Any opinions would be greatly appreciated!!
This summon was served in person and the real deal.

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If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

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How do you keep your home when filing medical bankruptcy? Chapter 7 or 13?

We are in the process of closing on our first house and don’t want to mess this up. My husband is being forced to file bankruptcy soon on ONLY medical bills. I don’t know if the bankruptcy should be filed just after closing to prevent a lawsuit from one of the creditors or if we should just go to court and settle the bankruptcy after a judgment has been passed. If we filed chapter 13 bankruptcy, what kind of percentage of the total bills do you usually have to pay on medical bills; or does it depend on your income and expenses? Help please! Also, will our credit cards (which we do NOT have a problem with) be taken away from us?

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do we need to file bankruptcy after foreclosure?

In case of 2 loans, do we need to file bankruptcy after the house was foreclosure? The second loan tried to collect the money.

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Should one file bankruptcy before filing for disability?

or should bankruptcy be filed after filing for disability? My friend is absolutely broke and jobless due to manufacturing no longer existing in the states. He has traveled to several states just to get contract work and that costs him a lot of money each time. Now he has a medical condition but fears applying for disability. His main concern is debt and I told him I’d ask around. Can the debts be wiped out if he qualifies for disability and he goes BK? OR can they get paid back from any disability income? Thanks.
This is no way an attempt to defraud anyone or anything. If someone can’t work and has a legitimate claim, what can you do if you can’t pay bills?

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Can my husband file bankruptcy without dragging me down with him?

We just got married a few months ago after 13 years of living together. He has racked up his own debt in his name and I have my own debt in my name. We never signed any kind of prenup. He’s been unemployed for over a year, making me the only money maker in the family. I can no longer afford to keep paying on his debts.

Can he file bankruptcy without me being involved, too?

We live in Minnesota, if that matters

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How long does a creditor have to file adversary in my bankruptcy?

Can a creditor file adversary in my chapter 7 bankruptcy if I used my credit account over 30 days prior to filing bankruptcy? What are the stipulations? How can I determine if I’m safe from a creditor filing adversary against me?

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How much does it cost to file chapter 7 Bankruptcy in California?

How much does it cost to file chapter 7 Bankruptcy in California?

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what chapter of bankruptcy should I file.?

I don’t really want to do this, but I am going to end up losing my entire paycheck if I don’t. What do I get to keep if I file bankruptcy? I heard a house and I car. My parents put their house in my name will it get taken? I need a place to live and a car. I don’t want it to be taken. I am in nebr will they allow to keep a car and a house that has been paid for?

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What type of bankruptcy can I file for If I have 1 house and an apartment building?

I need to file for bankruptcy but Im not sure on the steps

I own a 3 bedroom House, and I own a 4 apartment building,
My home is being foreclosed on right now, what can I do to file for bankruptcy?
How do I file for bankruptcy?

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How do I go about getting a deposit back from a company that has filed Chapter 13?

I hired a company to install a steel gate and gave them a check for 00. They just contacted me to advise that they are filing for chapter 13 bankruptsy. Do I have any recourse in getting my money back? Sounds like fraud to me. Help!

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if i file bankruptcy will it effect my wife?

My wife and I are married for 5 years now, but she is in the process of getting her green card. If i file bankruptcy will this effect the process of her paper work for her green card? We only have one bank account together, every thing else is seperate.

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If I file for bankruptcy in Virginia, can they take my truck that is paid for?

My truck is worth about 7500 on kelly blue book. Can they take it from me in virginia if i file bankruptcy?

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chapter 7 bankruptcy when do I give my car up?

I am going to file a chapter 7 bankruptcy, and I will surrender my cars. I am up to date with both payments, but will not make March 1st payments on them. When should I expect to surrender them to the banks?

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If i file for bankruptcy(chapter 7) what will i not be able to get?

like its because i defaulted on a car loan that i can only make minimum payments for so they were suggesting i should file bankruptcy. Will i be able to lease another apartment? I have good rental history its just the car loan and some medical bills, will that change anything?

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Friend needs help does anyone know the cheapest way to file bankruptcy?

My friend’s credit was horrible destroyed after a divorce and lawyers recommended that he file for bankruptcy. Does anyone know if there are any programs that help you file or options that are less costly than the 1500.00 that lawyers want. He is in a bad situation and does not have the money to file.

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How difficult is it to file for ch 7 bankruptcy?????

I may have to file bankruptcy due to losing a court case and owing ,000 for attorney fees and court costs.

How much would it cost to hire a bankruptcy lawyer to do it? And is it possible I can be denied????

HELP!!!!!!!!!!!

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What happens to my credit if I decide not to continue with my intention to file for Chapter 13?

I file for Chapter 13 several weeks ago and now every account in my credit report is listed as part of the Chapter 13 plan and there is record of the Chapter 13 been filled with the court. They plan hasn’t been confirmed. What happens if I decide to withdraw the filling? can I do this? what happens to my credit? and how my possibilities to (ie. apply for an apartment) be affected?

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do anyone think i should file bankruptcy chapter13?

How long would I have to wait to file bankruptcy after filing your taxes?

I need to file for bankruptcy and someone said that if I have already filed my taxes and spent them. That the judge would ask me what I did with my return. Well I had to catch up with my bills. Is it true that I must wait at least 6 months to file bankruptcy?

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How long does a chapter 7 bankruptcy last on your credit report in Connecticut?

I filed for a chapter 7 bankruptcy on December of 2001 and it has since been discharged. I would like to know how long that bankruptcy will be on my credit report. I filed the bankruptcy in the state of Connecticut. Thanks in advance for your help.

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Can I file bankruptcy without my husband?

I’m considering filing bankruptcy on my unsecured debt. and medical bills, but my husband doesn’t want to. Can I file on my own debt?

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My friend does not have money to file Bankruptcy what can he do?

My friend needs to clean up his credit but has gotten himself so much in debt he can afford to pay for bankruptcy. Are there any programs that can help him file. Every place we have called wants 1500.00 to file.

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I have a foreclosure and 20k in debt should I file bankruptcy?

If not what should I do? I just feel like, Why pay my credit card debts if my credit is already jacked up? I want to do whatever is best for my future?

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Do you lose or keep your primary residence if you file bankruptcy?

I’ve been looking at an informational site and couldn’t find anything that would answer this question plain and simple. For Chapter 7 it said you could keep clothes and furnishings and something else but it wasn’t house. It said everything of value had to be liquidated to pay the debts. For Chapter 13 it said something about mortgage, but it made it sound like it had to be paid off in 5 years, which I know for what my sister owes on her house, she’d only come close if they weren’t charging any interest during that time. If worse comes to worse for my sister and she ends up with her cars going into repossession and house into foreclosure, and she files bankruptcy, can she keep her house and one car, or would she have to sell them and start from rock bottom all over again?

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How to get a mortgage while in chapter 13?

Just started chapter 13. Trustee objecting to negative equity in present home. Just looking at moving to a different home or telling the mortgage co. that the trustee is leaning towards returning the home and trying to get them to lower the interest rate. Anyone have an answer?

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