Comments on: Do you have to pay to use the CCCS debt settlement services? http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm Mon, 06 Feb 2012 00:00:45 -0500 http://wordpress.org/?v=2.8.6 hourly 1 By: SPIFIMAN1 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm/comment-page-1#comment-5392 SPIFIMAN1 Sun, 07 Feb 2010 00:03:46 +0000 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm#comment-5392 CCCS is the largest and oldest credit counseling service in the Country and they are non-profit so no you do not have to pay them anything. You can reach them at 1-800-388-2227. I used them seveal years ago and they worked with my creditors to lower both my monthly payment and interest rate. I was debt free in 36-months. CCCS is the largest and oldest credit counseling service in the Country and they are non-profit so no you do not have to pay them anything.

You can reach them at 1-800-388-2227.

I used them seveal years ago and they worked with my creditors to lower both my monthly payment and interest rate. I was debt free in 36-months.

]]> By: bdancer222 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm/comment-page-1#comment-5393 bdancer222 Sun, 07 Feb 2010 00:03:46 +0000 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm#comment-5393 Check this website: http://www.nfcc.org/ You can find a local company to contact. They are legit non-profit credit counseling with no fee. They are known as Consumer Credit Counseling Services (CCCS). There are lot of companies doing debt relief/counseling/consolidation that charge fees up front and trash your credit. Check this website: http://www.nfcc.org/ You can find a local company to contact. They are legit non-profit credit counseling with no fee. They are known as Consumer Credit Counseling Services (CCCS).

There are lot of companies doing debt relief/counseling/consolidation that charge fees up front and trash your credit.

]]> By: finesque a http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm/comment-page-1#comment-5394 finesque a Sun, 07 Feb 2010 00:03:46 +0000 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm#comment-5394 I went through cccs myself. No you dont have to pay. I owed 5000 on my credit cards. They consolodated the payment down to just one payment per month. It kept me out of bankruptcy. Just make sure you send in your bill statements to CCCS so they can update the remaining balance each month. Good Luck. I went through cccs myself. No you dont have to pay.
I owed 5000 on my credit cards. They consolodated the payment down to just one payment per month.
It kept me out of bankruptcy.
Just make sure you send in your bill statements to CCCS so they can update the remaining balance each month.
Good Luck.

]]> By: Leslie K http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm/comment-page-1#comment-5395 Leslie K Sun, 07 Feb 2010 00:03:46 +0000 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm#comment-5395 A credit counseling service typically charges $25 a month. This is the fee for negotiating the debt down, processing your payments through them (they then route them to the creditors) and providing you with budgeting information and help. I have credit counseling services on my website here if you want to compare them: http://www.1-800badcredit.com They will set you up on a direct withdrawal once a month and then disburse the money to your creditors. Plus side - your debt is being paid on time and has an actual end-date (usually 3 years). PLUS they provide you with budgeting help and advice. Down side - Your credit cards are canceled. Good luck to you! I've used credit counseling services before and they are a real life saver. A credit counseling service typically charges $25 a month. This is the fee for negotiating the debt down, processing your payments through them (they then route them to the creditors) and providing you with budgeting information and help.

I have credit counseling services on my website here if you want to compare them:

http://www.1-800badcredit.com

They will set you up on a direct withdrawal once a month and then disburse the money to your creditors.

Plus side – your debt is being paid on time and has an actual end-date (usually 3 years). PLUS they provide you with budgeting help and advice.

Down side – Your credit cards are canceled.

Good luck to you! I’ve used credit counseling services before and they are a real life saver.

]]> By: KatyG http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm/comment-page-1#comment-5396 KatyG Sun, 07 Feb 2010 00:03:46 +0000 http://howtogobankrupt.org/do-you-have-to-pay-to-use-the-cccs-debt-settlement-services.htm#comment-5396 Have to tried negotiating with your creditors directly? Having CCCS on your credit report will adversely affect your ability to get credit in the future, and is actually viewed my some lenders as WORSE than a bankruptcy. Go to www.creditboards.com/forums for information on how to negotiate with your creditors. Have to tried negotiating with your creditors directly? Having CCCS on your credit report will adversely affect your ability to get credit in the future, and is actually viewed my some lenders as WORSE than a bankruptcy.

Go to http://www.creditboards.com/forums for information on how to negotiate with your creditors.

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