How does a person who is recently bankrupt find a job?
They will not hire me because they do not care what circumstances lead to bankruptcy. And each company who runs my credit history, this puts an "entry" on my credit, which makes my credit score go down even further. I cannot go without a job for another 2 or 3 years. Help!
Posted February 14th, 2010 in How To Go Bankrupt. Tagged: 3 years, bankruptcy, circumstances, credit history, credit score, job.
You may be applying to ridiculously professional firms or something. They shouldn’t discriminate because you had to file bankruptcy…
Try leaving your bankruptcy vague on your resume. If the rest of your resume is good, they’ll call you in for an interview and usually ask for you to explain some vague points like "Was forced to file bankruptcy in 2005".
Think through the reason you became bankrupt and make sure you know why so you don’t sound like a liar when you’re explaining it to an employer. Seem a touch ashamed of it.
…Or if you still can’t find a job, get a crap job working at Burger King or something. Unskilled and Blue Collar jobs don’t care about credit.
To be honest, you shouldn’t care about credit that much and neither should employers. Good luck with selling out.
February 14th, 2010 at 4:36 amI don’t know where you are applying, but I have never had a credit check from an employer.
February 14th, 2010 at 4:36 amburger king
February 14th, 2010 at 4:36 amThey don’t check your credit when you apply for a job. You are talking about applying for an apt. or financing a car or buying something on credit. Go work at Taco Bell.
February 14th, 2010 at 4:36 amThat seems like it would be discrimination of some sort. The only time that a prospective employer ever ran a credit check on me is when I applied for a federal job and I had to sign a waiver in order for them to do it. Check with Wal-Mart.
February 14th, 2010 at 4:36 amBeing bankrup does not effect getting a job. It will effect you when you need a loan.
February 14th, 2010 at 4:36 amhave FAITH!!!
February 14th, 2010 at 4:36 amUnfortunately, you may have to get a job that is a step or two beneath what you’re used to doing. Even at entry level positions, it is possible to make a substantial living if you play your cards correctly. You may have to do something you don’t want to do, but you’ll probably have to in order to rebuild your credit so you can have a good career in the longrun.
February 14th, 2010 at 4:36 amWhere are you trying to get a job? If you are going to work for some financial institution they may be concerned about your credit worthiness for security purposes. If you have other skills and or training, I can not see what difference your credit rating would make concerning your job performance.
Contact the U.S. Department of Labor or the labor board in your home state. This may be a practice that takes place there and nowhere else in The U.S.
February 14th, 2010 at 4:36 amCredit checks are not normally a factor in obtaining a job. Personally, I know several people that have filed and still are able to find ample employment. An employer cannot discriminate against a prospective employee due to financial reasons. That would be grounds for a lawsuit.
February 14th, 2010 at 4:36 amI think credit checks have gotten out of hand and are used for things they should not be used for. Ask the company, don’t use your name, if they use credit checks. I think Criminal records would be more important but most don’t use those. Some Legislation is needed for those using credit reports, if you are late on a payment on any bill, to jack up your interest by 10%. I worked for the state. They didn’t do a credit check.
I know most landlords run them and I think that is rediculous, as is knocking off points for running them.
February 14th, 2010 at 4:36 amif you are applying for a position that requires you to work directly with someones money (bank, credit union and some department stores),then they will more than likely run credit. steer away from these places and search for something that does not require direct contact with money. gl
February 14th, 2010 at 4:36 amIf there are irregularities in the hiring practices or illegal discrimination is shown… contact the EEOC… that is the Equal Employment Opportunity Commission… you will find it in the Yellow Pages under State Offices or County Offices… and make an appt with them and report this to them and they will check into these illegal practices. Good Luck and don’t worry about your Credit Rating… in three years it will be off the record…
February 14th, 2010 at 4:36 amYellow Pages,job`s online…..search this kind of websites
http://www.dice.com/
http://www.ajb.dni.us/
http://www.jobsearch.org/hurricanejobs
http://www.bestjobsusa.com/index-jsk-ns.asp
February 14th, 2010 at 4:36 amDepends on where you live. Try your local unemployment office, or, if you live in Washington, try "Labor Ready"- a job-service agency that will put you immediately to work – your job may be a temporary one, but could lead to permanent status. Look in your phone book or on-line for job-service companies.
February 14th, 2010 at 4:36 am