How much info do I need to provide a collector about a 1996 dept that was claimed on a chapter 13?
I have a company that wants’ to see my chapter 13 paperwork to cease and desist. What do I have to show them? I am not sure where my all my paper work is. I have a Status of Claims, but that is all.
As I understand it, you don’t have to show them anything. They have to prove you owe the bill. If you do anything to acknowledge the bill they can dun you for payment. Check with an attorney or legal before doing anything about any bill and a collection agency. Read the article at the link below. It’s very informative and fits your situation.
From the web site below, and this is the important part:
Scavenger debt collectors are notorious for purchasing really old debt — debt so old that the statute of limitations has run. If a debt collector contacts you regarding an old debt, do not admit that you owe the debt and do not agree to make any payments. Simply tell them that the "statute of limitations has run on this debt and do not contact me again". If they continue contacting you, send them a certified letter, return receipt requested, telling them not to contact you about the debt again. Remember — DO NOT ADMIT THAT YOU OWE THE DEBT, DO NOT AGREE TO PAY THE DEBT, AND DO NOT AGREE TO SEND ANY MONEY TO THEM. If you do, then the statute of limitations might start running all over again, giving them the legal right to sue you.
June 17th, 2010 at 7:01 pm