I am looking to file bankruptcy as affordably and effectively as possible? Any ideas?

I live in New York City and like most people looking to file bankruptcy its because I don’t have much money and certainly not enough to pay all my debt! I’ve looked into filing and it looks like from what I can tell to file a Chapter 7 will be around 00-2000 in fees, court fee and lawyer fees. Is there a more affordable way to do it without sacrificing on the quality of the filing?

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Posted July 7th, 2009 in Bankruptcy Q And A. Tagged: , , , , , .

6 comments:

  1. united9198:

    I believe that the numbers you are quoting are a START. You will need to pay that much just to get a lawyer involved. If your issues are simple (credit cards, bank loans, doctor bills, etc) and there is no car or real estate involved, you might find it easier to get it done for that amount.

    July 7th, 2009 at 7:31 am
  2. icetender:

    Why pay that bill?

    July 7th, 2009 at 7:31 am
  3. chrissy:

    No I didn’t pay that much I filed for 200.00 dollars in Cleveland and it worked so they are more affordable ones keep looking.

    Also on tv the bankruptcy commercials

    July 7th, 2009 at 7:31 am
  4. tom:

    as you probably know, new rules have been enacted for bankruptcy in recent times . it is getting harder and harder to file for bankruptcy. i’d do my homework and maybe look for ‘ legal aid ‘ type of legal services that help people in your type of situation. see if any of these websites help. good luck

    http://www.LegalHelpers.com Find out if bankruptcy is right for you.

    http://www.TotalBankruptcy.com Bankruptcy Attorneys Nationwide.
    http://www.TotalLawyers.com Bankruptcy Information by State.

    July 7th, 2009 at 7:31 am
  5. cam:

    I would first advise you to try everything else possible before filing bankruptcy. I’m including a site link entitled "The Truth about Bankruptcy" on the Dave Ramsey site. Dave was in your shoes and now helps people to recover from financial distress and it is geared toward trying what he suggests rather than filing bankruptcy. There is also a link to a forum from Dave’s site to talk to others who are in your shoes. Find out what they did or are doing. Some of them are now completely out of debt and did not file bankruptcy. I hope this helps you.

    http://www.daveramsey.com/bankruptcy/?event=dspGettingStartedConsideringBankruptcy

    July 7th, 2009 at 7:31 am
  6. shani n:

    ITS NOT EASY POW THESE DAYS. i WISH U HAVE DONE THIS LAST YEAR BEFORE OCTBER

    July 7th, 2009 at 7:31 am

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