I'm a 22 and in debt?
hello…
I’m a 22 years old single mother and I’m in debt. I have so many pass due bills like cell phone bills, traffic tickets, etc… my credit score is like 300-350. i don’t wanna file bakrupt and i don’t have the money to pay all these bills. Are there any alternatives to filling bankruptcy. Please help
WOW… HOW RUDE
Posted June 3rd, 2010 in Bankruptcy Alternatives. Tagged: 22 years, bankruptcy, cell phone bills, credit score, due bills, money, single mother, traffic.
Bankruptcy is only beneficial if you have significant debt; I’m assuming you don’t. Focus on paying bills before you even worry about your credit score. Check out daveramsey.com for real world advice about money management. Cut all unnecessary expenses and take a targeted approach to paying off debt by evaluating the impact of not paying. For example, not paying a traffic ticket could turn into a warrant for your arrest, so it’s pretty high priority. On the other hand, do you *need* a cell phone?
June 3rd, 2010 at 4:41 amYou were careless, traffic tickets are not a necessity nor is the cell phone. You need a workable budget and a job.
June 3rd, 2010 at 4:41 am