Regarding unsec. c card debt, can my wages be garnished in AZ / NM (ex filed bnkrptcy, collectors now call me)
This is a question related to last week’s question kindly answered by helpful person…"is not paying unsecured credit card debt an alternative to bankruptcy [?] ". The answer included info that my wages could not be garnished in TX. I now need to know about NM & AZ.
Considering I can’t do debt consol and would very much like to avoid bankruptcy….I am trying to put my life back together after ex husband in TX surprised me by divorcing me after 14 yrs. and then filed bankruptcy himself instead of filing as a couple (which he had told me he would do-as a couple) and in doing so dumped debts on me. Collectors who can’t collect from him are now calling me. THANKS GREATLY FOR YOUR HELP.
Posted October 2nd, 2009 in Bankruptcy Alternatives. Tagged: amp, bankruptcy, credit card debt, debt consol, debts, quot, unsecured credit card, wages.
I know you can in Arizona and I think this web site shows it happens in New Mexico. Try to work out some options with creditors anyway because it takes several steps for them to do garnishment. If you can talk to them, they may not want to have to go through the steps, either.
October 2nd, 2009 at 9:30 amunless your name is on the debt no they can not call you they will try and convince you that you d but you do not. I found out when i got married that my debt and her debt was just that the only thing that we where both responsible for was debt with both our names on it.
October 2nd, 2009 at 9:30 am