Serious question about how to settle collection debt?
Hi every one, hope you all having nice weekend!
I have recently done my credit check for some thing, and i found out how bad my credit score is. I mean when i was teen and few cards were stolen back in 2005, my credit got bad:/ and i didn’t make payments on time. Plus i have one medical bill from 2003 and Fitness center bill.
*So all together my total collection balance on my credit report is ,030.
Which i should pay, and even with bad economy and having less money and more bill, i can try to add this bill to my paycheck too. But i need some help from ya all. If i can get any toll free # to collection dept. Or how do i contact them. I have no record of previous bills or statements. All i have is Credit report from TransUnion.
Any help will be greatly appreciated.
Any website or any help will be great!!
Thank you much in advance.
I did report the cards, that were stolen. They got stolen at Theme park, i was young and frighten cause that never happen to me or someone i knew. The security at the theme park helped looked but nothing. :/ i did called c-card companies the next working day and canceled the cards. There were few purchases made. I paid for couple, i was student at that time, not enough $$ plus i procrastinate too. But now i want to pay it all off to fix my credit.
Hope you are having a great weekend as well.
It is simple. All you have to do is contact the creditor (LOOK ON YOUR REPORT) and call them. Ask them if you pay it can they delete the item from your credit report. Be sure to get it in writing from them, and set up a payment plan. Good luck!
Hope this could be of Great Service!
July 14th, 2010 at 10:02 amYou said "and few cards were stolen back in 2005". Does this mean that someone stole your credit card and made purchases with it? If so, did you report the theft to your credit card / dispute the charges? Did you file a police report for the stolen card?
July 14th, 2010 at 10:02 amDont be like me, act very fast and stay the hell away from debt if you can. see if these people can help you:
July 14th, 2010 at 10:02 amhttp://3dg.de/debtconsolidation