Should I file Bankruptcy?
Im 9 months behind on my house and its in foreclosure. Suppose to be foreclosed on April 6th 2010. We have tried a short sale and we have an offer but the 2nd mortgage company is not going to take it. They want an extra ,000 on top of the offer. My real estate agent said they will probably take ,000 when it gets closer to the actual foreclosure. Im also upside down on my car ,000. Should I pay the ,000 and keep the car that is upside down or just file bankruptcy? If I file bankruptcy before the foreclosure date will both go on my credit? The lawyer suggests a chapter 7. Thank you in advance!!
Posted September 7th, 2010 in Bankruptcy Q And A. Tagged: 9 months, bankruptcy, chapter 7, foreclosure, lawyer, mortgage company, real estate agent, short sale.
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September 7th, 2010 at 2:24 amI would visit http://diylegalinfo.com/bankruptcy_Links.html They have a lot of good information on bankruptcy questions.
September 7th, 2010 at 2:24 amLook for your local hud office in your area, and ask them for help, they give out free information.
September 7th, 2010 at 2:24 amTheirs and office in each city that helps with these problems for about $25 to negotiate with creditors.
Or Locate your chamber of commerce and ask them: they should have a list of different businesses that help with problems like this, one of them should help.