I HAVE SEVERAL OF THESE NOTICES FROM EMAILS THAT I DID NOT SEND…WHAT IS GOING ON? IT NEEDS TO BE FIXED!
AMY @ MOMMETIME@YMAIL.COM

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Date: Sat, 13 Aug 2011 06:21:16 -0700 (PDT)
From: A A <mommetime@ymail.com>
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<p>it really hit me when I was forced to file for bankruptcy I had reached my wits end this really intrigued me…<br><a href="http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://abc-365news.net/esubmit/bizopp_ax.php">http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://abc-365news.net/esubmit/bizopp_ax.php</a> now theres no turning back for me I could never steer you wrong<br></p>

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<table cellspacing="0" cellpadding="0" border="0"><tr><td valign="top" style="font: inherit;"><p>it really hit me when I was forced to file for bankruptcy I had reached my wits end this really intrigued me…<br><a href="http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://abc-365news.net/esubmit/bizopp_ax.php">http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://

Technorati Tags: 0000, bh, content type, lt, mail, message id, newman id, osg, rsa, signature, type b, x mailer, yahoo, ymail

Long story short..
My home is 0000 upside down. I have two mortgages. I’ve had to relocate out of state and I can’t afford the mortgage and my new rent with my new lower salary. I don’t plan on moving back into the house. I would like to sell the house but like I said… I bought it for 8000 and it’s now worth 0000 and dropping. I have decided to stop paying my mortgage (not easily, I’ve been thinking about it every day for almost 2 year). I’ve used up almost all of my savings to fill in the gaps. I have no assets. I have a great credit score and no other debt but my home right now. I know that banks will foreclose eventually. I’m worried about getting a deficiency judgment. I’ve read that filing for bankruptcy is an option but does it make sense if I have no other debt? Can I even qualify? Should I wait and see if they even try to get a deficiency judgment first?

I don’t want to hear anyone talk to me about responsibility, I KNOW that I got myself into this mess. I need to know how to get out of it or make it less messy. Thanks.
The house is in Nevada. I have rented it out but I’m still in the red every month. I know my credit will be ruined and I can accept that. I just need to know what I can do to prevent or decrease the chances of a deficiency judgment. Again, if my only debt is my house can I file for bankruptcy and should I. Is there a chance that I won’t get a deficiency judgement? I make an ok salary, but my mortgage and rent alone leave me in the red every month not to mention all the other expenses associated with survival! I just want to know the best way to start over with my life.
Thanks.

Technorati Tags: 0000, assets, banks, credit score, deficiency judgement, deficiency judgment, filing for bankruptcy, gaps, life thanks, mortgage, mortgages, salary, survival

I am actually desperate buying a apartment and loan at 0000. Previously, i had 3 credit and i had settled debt for the 2 cards and left 1 card to settle at 00 which i did paid it slowly every month. Is there any possibilities that they will approved the my loan for the apartment. pls give an advice what way that i can loan and approve.

Technorati Tags: 0000, apartment, cards, possibilities