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	<title>How To Go Bankrupt &#187; apex</title>
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		<title>Will debt settlement crash my credit score?</title>
		<link>http://howtogobankrupt.org/will-debt-settlement-crash-my-credit-score.htm</link>
		<comments>http://howtogobankrupt.org/will-debt-settlement-crash-my-credit-score.htm#comments</comments>
		<pubDate>Tue, 13 Oct 2009 16:48:55 +0000</pubDate>
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				<category><![CDATA[Bankruptcy Alternatives]]></category>
		<category><![CDATA[apex]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[debt settlement program]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[heavy load]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[negotiators]]></category>
		<category><![CDATA[revolving credit]]></category>

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		<description><![CDATA[Has anyone ever used this?  I have quite a heavy load of debt and want to consolidate to reduce fees, etc.  Has anyone ever heard of these guys:
APEX FINANCIAL SERVICES
DEBT SETTLEMENT PROGRAM
Smart, easy and proven alternative to bankruptcy!
Debt Settlement REDUCES your debt by as much as 40% to 75%!
You could be debt free [...]]]></description>
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