Hello I have recently filled for chapter 13 Bankrupcy, and pulled up my credit report the 4 account that i included in bankrupcy are being reported as "bankrupcy petition" in my experian report. "wage earner plan in transunion and equifax just need to make sure if they should be reporting like that, Thank you
if a chapter 13 bankrupcy is dimissed by a judge is there a 7 or 10 day waiting period before the lender can have their foreclosure sale.
I’m a 29 year old teacher. I’ve accumulated about 00 in credit card debt since I was in college. I cut up my credit cards about three years ago & have been paying on the balances, but card I fell 9 months behind. The minimum payment was over 200 a month and on a teacher’s salary, I just could not make it. They’d send me settlement deals, but I didn’t even have money to settle. I’d send them periodic payments to try to show them I was at least trying. Now, they’ve sent my account to a Debt Collection Agency. The collection agency seems to want me to come up with the entire amount or file bankrupcy. Is there any way I can get a big debt collection company to work with me on small payments until I can get ahead? I recently took a part time job to give me extra income to work with. I don’t want file bankrupcy @ this age and it is the only marr on my credit report. How can I get them to give me repayment options in writing? They want me to do everything over the phone. Help!
The lame teacher’s excuse, is not an excuse. In the state of Montana, a beginning teacher’s salary is barely ,000 a year and with student loans, a rent payment, insurance, etc., at the end of the month I have maybe left over.
Also, I have tried debt consolidation and because I work "-" in the red each month, they would not take me.
Hello everyone, I have managed to get my self in a lot of debt after many unfortunate events. I have decent credit but this is obviously beinging me down. I am current on all my debt but am looking to either get into a debt management program or a consolidating program. At this moment, i can sacrifice my credit because I already purchased the home that I love and have a car that is already paid off so there isnt anything else I would like to do but to get out of debt the fastest way possible. Bankrupcy is not an option please.
the bankruptcy is over? even when they did not respond to the bankruptcy lawyer.
I,m concerned with not only having a bankrupcy on credit report, but now a forclosure also?
Last year my company did away with all overtime. Since then I have been using my savings to pay my credit cards and such and now that it is depleted I am starting to fall behind. How soon should I seek the advice of a lawyer for bankrupcy. I don’t see my company reinstating any type of overtime.
I am currently in a chapter 13 bankrupcy and my car is included. My car was totaled this week and now I want to know how this will affect my monthly bankrupcy payment and term. Payoff on the car is 17k and insurance is giving me 20k.
I’ve had a bankruptcy due to being off work for an extended time because of health issues, now I’m returning to work. I’m interested in purchasing another home, but 1 my bankrupcy obviously 2. I want something that is less upkeep, and I think this would be more reasonable. However I live in tornado alley, my friend said they have tie downs and things they can do to secure things now.
Recommendations please.