I have never been late on my payments on any of my debts.
I’ve been told (by some friends and colleagues) to just let them all go late and use the extra $$ to get set up in an apartment (since I am surrendering my home due to it being worth less than I owe on it)
I mean, my credit is going to be crap anyway and it will take me a few months to get the bankrupty filed and the hearing held. Also, I will need some $$ to pay the up-front Attorney fees.
I don’t like the idea of doing this, but I don’t have any other way to come up with the $$ I need.
Please don’t lecture me about the whys and hows of how I got to where I am today… I have 2 worthless ex-husbands to thank for that. At least I am doing something positive to give myself a fresh start. Also, any advice as to how the Chapter 13 went for you would be appreciated.
BTW; I earn a salary that is above the median income for my state, so I know I won’t qualify for a Chapter 7.

Technorati Tags: apartment, attorney fees, bankrupty, chapter 13, chapter 7, colleagues, crap, debts, fresh start, median income, salary, whys

A house I am buying in Las Vegas, Nevada is still in escrow and I am just waiting for order from the court for release property from the bankrupty court which would happen when all the payments to the trustee are fully paid. Unfortunately, the case was closed for non compliance of payment. Since the Bankruptcy case is now closed, and the debtor( seller of the property I am buying) is no longer protected by Chapter 13 from all her debts which went back to ,000. What happens to the house I am buying now that the bankruptcy case is closed? Can the debtors run after the property which is now in escrow?

Technorati Tags: bankruptcy case, bankrupty, chapter 13, compliance, debtors, debts, escrow, las vegas, trustee, vegas nevada

My husband wants to keep our house and file bankrupty to get rid of all our credit card debt. I want to sell the house, move in with my folks, not file bankrupty and pay off the debts. Both are doable but I think my idea has a less adverse effect. What do you think?

Technorati Tags: adverse effect, bankrupty, credit card debt, debts

I am considering filing for bankrupty. I am 3 months pregnant and i will not be able to work after the baby is born. i owe about 18K. my fiance and i are getting married. i want to file for bankruptcy before we are married. after we are married would it effect him since i was in this situation before we wed? there is no way he would be able to pay all of my bills for me because he will be paying for rent food utilities and all other expenses for me and the baby. as for me, how long can i start building credit again after bankruptcy in new york city? if the court denies bankruptcy for me what other alternatives do i have. my fiance/ future husband cant afford to pick up all my bills for me. what i am really concerned about is is this going to effect him since this situation occured (will occur before we are married) how long does the process take?

Technorati Tags: bankruptcy, bankrupty, fiance, new york city, occured

He’s been gone since January 1999. Should I ask him to file together and then get divorced?

Should I get divorced and then file for bankruptcy myself?

Should I file for bankrupty myself and then get the divorce?

Help!

Technorati Tags: bankruptcy, bankrupty, divorce help