In a sense, the general US population is growing ever-more in debt with the weakening dollar, prices going up, unemployment, yada yada…..

Does this benefit people who are trying to clean up their credit, from a standpoint of negotiating with collectors for "settled" amounts, and to delete information from credit files, as a contingency to the settlement?

I know that collectors pay sometimes pennies on the dollar for collections, and I would imagine that right now a lot of people are not paying obligations to established collection accounts, so some collection agencies may in fact go belly-up….so does this give consumers who are trying to clean their credit the ability to pay a lower amount to settle debt?

Technorati Tags: benefit, collection accounts, collection agencies, collections, consumers, contingency, dollar prices, pennies on the dollar, standpoint, unemployment, us population, weakening dollar

To those that know anything about the US Senate:

About the health care bill. If a unanimous consent agreement is necessary in order for the rules of floor debate to be agreed to, why can’t a Republican (who doesn’t want the health care bill to pass) simply just not agree to it?

For context, the House Rules committee decides on proposed rules for how a particular bill is going to be debated on the House floor, and then a majority of the House must agree to the rules for debate (and for bill consideration) to proceed. However, in the Senate, the party leaders (rather than a committee) typically meet together and then propose the rules for debate, but then, ALL the senators must agree to it for the bill to proceed. So why couldn’t a Republican senator simply voice opposition to the unanimous consent agreement of the health care bill to stop it from being discussed on the Senate floor (so it couldn’t be passed in the Senate, so it couldn’t be enacted into law)?

I know that it could be, in part, political calculation – if they can defeat the bill without resorting to drastic measures, they’d be more popular. But the problem is that once the unanimous consent agreement is formed, it’s much, much more difficult to stop the bill, so a gamble of letting the bill go forward as normal in hope of getting a higher benefit could backfire if the bill starts appearing likely to pass. Disagreeing with the unanimous consent agreement would spend much of the Republicans’ little political capital, but would ensure that the health care bill would fail.

Another reason why they might not want to disagree with the unanimous consent agreement is because of tradition – Senate custom is that if you disagree with a bill you vote against it after debate is closed, or you vote against closing debate – but you don’t vote against OPENING debate (which the unanimous consent agreement does). So refusing to open debate might not be politically pragmatic for Republican Senators.

But many Republicans, including Congressional Republicans, are much more ideological than politically pragmatic – they truly want to defeat the bill at all costs, because some actually believe that it would "bankrupt America" or kill senior citizens or euthanize certain people in society or refuse care to Republicans and force everyone to participate in it. Senators that believe this (yes, some do) could easily vote nay on the unanimous consent agreement; why wouldn’t a single crazy simply vote no?

Technorati Tags: benefit, drastic measures, floor debate, health care bill, house rules committee, open debate, party leaders, republican senator, republican senators, republicans, senate floor, tradition, unanimous consent agreement, us senate, voice opposition

I mean the concept alone of a "country", international trade, and jobs…creates competition, separation/segregation, etc,…yet people say that’s a good thing. Right. "But it creates jobs." Yeah..and ruins environments, and pays garbage compared to what the fat cats are making.

I just think it’s sad that we live in a godless world, where totally god and moral devoid people run it all, and they also are very intelligent, so they know 1000000 things about everything, which the average person doesn’t have at their disposal, or the money..

so basically the rich own it all, become richer, and that’s that…the poor stay poor…the middle classes..well…who knows..they’re suffering too..

and yet we have hypocritical people saying "we need god we need god,", yet….God’s not stopping this world’s bad guys from doing what they do, or making anything liveable or anything whatsoever.

There is no God in this world, and it’s run on very intellectual, strict, money-business oriented rules/regulations, and laws, and god knows what else…combine that with the countless of self-serving aholes that rise up to important positions that just con it all to serving themselves,…and multiply that by a billion…all the people in the world etc…

and what we have is, one HUUUUUUUUUUUGE huge huge, godless, morally bankrupt, and evil life.

I’m sorry, that’s just how I see it and i think it’s tragic.

Sure the rich and people in 1st world countries have found a means how to make this "world system" work for them, ensuring a great life, prosperity etc, …but there are real people suffering at that expense,..running the show, while they reap the benefis.

We in America are brainwashed to think that "life is good". We don’t know what’s really going on behind the scenes, so to say.

This whole world at large is just evil, or if not evil…then neutral. I mean it’s not Good. I don’t see anything working towards a greater good or benefit to humanity whatsoever.

Now that’s not always true..there are small groups, events, shows, etc, that are produced and have good intentions for the betterment of whatever but,

in large….

a small amount of really smart evil people run the show, and then it just trickles down from there on in, and they lie alot, and then the people below them lie alot, and then we’re left with a huge global society based on lies, deceit, greed, and what not.

Yet…the average person gets told they’re going to go to hell if they don’t go to church and repent of their little petty sins like not going to their son’s birthday, or having pre-marital sex,….yeah…hell….while the big boys are doing 500000000 worse things.

Right. way to put down and conditon/control the average joe, even more so than he’s already kept down by the evil powers that be.

I mean…where’s the justice in all of this? There is none, and it’s tragic.

just lots of confusion, mis-information, and hate.
we have people bickering on the religion forums here over petty "sins", instaed of focusing on larger issues..which that of in itself should be a sin. I mean you’re dumbing others down and focusing on petty things, and not on bigger things, it’s also misleading.

then we have constant lies/propaganda by our government/media,

our uncaring/cold bosses, only after profit…

outsourcing ( like they really care about employing US workers, they want more money)…

the list is long…

health care…..do they really care if you live or die? LOL I don’t think many do.

So how’s one to LIVE in this evil world?
Well no I’m not necessarily saying inject GOD into the solution, and obviously injecting a flawed "god" won’t help any either, but just offer more debates for the intellectually driven to dissect and cyncially frown over.

But I am saying that it would be nice if humans were more imaginative in the good sense, in the more happy/innocent sense, to care more about life and think about how they can turn it into a utopia, rather than the cold, uncaring, cruel, evil, self-serving, cut-throat, without any natural morals or affections way it seems to be doing today…

I mean that would be a start, but futile, since that’s just now we seem to naturally be.
Deleno, you or your dad or people making 6 figures or even 7 figures, that’s not who I am attacking. I’m attacking the really big boys who own it all.

I also am not poor by any means. And I do have an education.

I’m just noticing all the problems we have today and commenting, that’s all. you seem to fall along the lines of "well I make enough money or my dad does, so all’s well!"

And I’m attacking that ONLY, by saying well that’s brainwashed, and living in a comfortable lie. Which I believe to be true.

Technorati Tags: average person, bad guys, benefis, benefit, environments, evil life, fat cats, garbage, international trade, jobs, life prosperity, liveable, money business, real people, segregation, there is no god, world countries

Or should Bush/Republicans have done a cost/benefit projection to see how much winning a war is worth?

Again, is it worth ,000 per family? 0,000 per family ? ,000,0000 per family or what? What is the figure before it’s too costly?

Technorati Tags: benefit, bush, republicans, winning a war

What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower payoff/settlement amount, or to use a debt consolidation company? If I negotiate with the credit cards directly, will that be considered a charge off? I would want to settle myself if I can to avoid paying all the months of high interest. But if I use debt consolidation, then they will charge me a fee every month for so many years? What is their purpose? What would be the best route to go financially?

Technorati Tags: benefit, best route, credit card companies, credit card debt, credit cards, debt consolidation company, high interest

Was it a chapter 7 or 13? If it was 13, what is the benefit to that since you are still paying back the debt? I am out of job and trying to figure out options and what to expect if I file. I live in UT.

Technorati Tags: benefit, chapter 7, job

How much do tax payers have to give to bad GM managers and greedy UAW officials and workers? Average wage and benefit cost to a UAW worker is dollars an hour.

Technorati Tags: average wage, benefit, gm, tax payers, uaw officials