I owe ,500 to Revenue Canada. I am currently on Disability. Someone from Revenue Canada called me up to boss me to pay the outstanding balance. I told him that I am on Disability and could not afford to pay it. I suggested that we settle the balance at a lower amount that I could afford and he said that no one can settle their outstanding debt for less with Revenuer Canada. Is this true?

Also, can he put a garnish on my bank account for the amount owing eventhough i am on disability?

Thanx!!!

Technorati Tags: boss, disability, garnish, revenue canada, revenuer

I have been trying to teach English here in China for the past 2 years. I’ve encountered a range of problems and found it difficult to keep employment. Once school fired all the teachers, ripped us off then went bankrupt. Other schools have kept me on for a few months and then turned around and found a better teacher because they don’t like my teaching style. The latest company let me go because they were restructuring and downsizing. I was the unlucky one who didn’t have a relationship with the boss so I was the first out the door. The alternative was only a couple of hrs work each week – changing me from full time to barely part time.

So, I have given up on teaching. I think I’m OK but not good enough to maintain a decent career out of it. ESL teaching is difficult to earn money in. Now that I am married, I want a better, more stable job and a different career at home. We were both planning to move back to Australia to live.

Here’s the problem. The latest firing has pretty much made my wife lose all respect for me. She’s saying really nasty things and I think her mindset is starting to become like this: http://answers.yahoo.com/question/index;_ylt=ApxlE10r_YqloAeAMeCr5N_B7BR.;_ylv=3?qid=20090127092441AA0P70V

She has said some really hurtful things and has been withholding the sex like she doesn’t want to be with me anymore. I’ve questioned her and she tends to close up and when pushed, says she’s not happy, she’s bored. I get upset, she sees that and says that we will be together forever and that she still loves me. I doubt it though by the way she looks and acts now. She told me to be a man and go back to Australia and set everything up (we were only 3.5 months away from moving back).

I’m reminded about how at this time I cannot afford the diamond ring. Also, despite my wages being enough to pay for everything and give us enough money to go out, it hasn’t been enough to save for a honeymoon. We only got married last month. I told her that my work prospects are so much better in Australia but she finds that hard to believe – I didn’t have it in me to change enough to grow and become a good teacher so apparently that reflects on my ability not to change overall.

A bit of history about my working life in Australia: I graduated uni about 1 year before coming to China. I worked for 4 years in a supermarket and became a manager. They wanted me to stay and become a trainee department manager. I had a lot of potential. But it seems that I lost all of that potential when I came here to China. She has just seen all of my failures and compares that against her own successes and the successes of other foreigners who have done well here.

It’s really hurting me to see her become so scathing and nasty and unloving. I told her that it’s worth banging my head against a wall with these jobs for a few more months so that we can still be together (albeit not much because she is busy with her overseas work) and leave the country together. She says that if she had more money and was more successful in her work, she’d leave with me tomorrow. But thinks I should give up the struggle of teaching and just go back and set things up. I’m about to do that. Three months is not long.

But I still feel the sting of her disappointment in me. It’s like something has changed and she can’t see the good in me at all anymore. So I think what’s the point of going home and getting established if she no longer has any feeling for m? She might turn around and refuse to come in a couple of months time. Already I think her mind is definitely changing. She’s not interested in the wedding and when I asked about us going back to see her family one more time before we leave, she said she said I wasn’t welcome in her home anymore because I stay there and get fed like a king instead of working hard. That I should give something back to her family…

So, she is bored, disinterested in me and behaving like she wants me out of her life. Should I return home and get established and forget about her? This is not the departure I had hoped for. I think she kind of resigned when I said I found more employment here and could be earning more than the last school. She’s already told me my teaching is at ground level and I’m a loser – meaning no good at teaching.

It’s really cruel for her to say these things and feel so disappointed as far as I’m concerned because I stayed on longer and pushed through because I wanted to be with her. I could have left about a year ago…My parents wished I had and set myself up with a job and car. Instead, I either leave now or find work here. Last night I had a dream about her being romanced by some other guy. She was really into it. She’s not being intimate with me and looking down upon me.

Seek divorce?? Yes it’s not fair on her to have a husband without a stable job. But I thought she woul

Technorati Tags: 5 months, australia, boss, china, diamond ring, esl, full time, honeymoon, mindset, money, nasty things, part time, prospects, qid, question index, relationship, stable job, unlucky one, wages, yahoo

i have worked in the pub for three years come this november and ive just gone back to work this week after mertinity pay, and i have just been told that in 48 hours the pub will shut and not reopen. my boss rents it off marstons, how can i claim money off them for such short notice and who do i claim it off?

Technorati Tags: boss, money

A woman in our community has a history of lying to people to get money. Her stories conflict with each other so most people are onto her. However, prior to most people catching on, as most of us believed her, she had several fundraisers, claiming she had cancer. To some people, she then claimed to have a miracle healing. To others, she claimed to be on her death bed. She lost a lot of weight, but never her hair. The cancer she was claiming is rare. Only 78 people in the US have it.

She started going into the school and complaining about the sutures in her stomach opening and fluid leaking. She talked about how narrow her esophagus is and how it is hard to eat. She then got really super thin and said she had scar tissue in her stomach from her cancer surgery. she then explained, as if maybe someone found out where she was being treated and needed to cover in case that leaked out…."The reason I’m getting treatment on the bariatric floor is because the cancer specialists didn’t know how to deal with my scar tissue." She worked for the schools and, due to her history of lying, the principal told her she would need a pathology report. She refused stating it was none of her business to ask for something like that.

Is it possible that she raised over 30, 000 dollars from a poverty stricken community to have bariatric surgery? I should mention that she died a few days ago. Can you die from that? It may sound horrible of me because she died, but the people who donated their paychecks to her have since lost their homes. (We have the highest foreclosure rate in the county. Our town was hit hard by this economy). The church that donated 10, 000 dollars has since gone bankrupt. It angers me to think this was a scam.
oh and also, the reason her boss asked for the pathology report is because she said it was because she was holding a fundraiser through the school it was the policy. I’m not sure if thats a real policy but thats what she said.

Technorati Tags: angers, boss, cancer specialists, cancer surgery, conflict, death bed, economy, few days, foreclosure, fundraiser, fundraisers, miracle, money, pathology report, paychecks, poverty, scar tissue, stomach, sutures

If so would this protect you from being held in contempt? I filed bankruptcy because I lost my job when my ex wife cheated with my boss. She keeps saying she is going to hold me in contempt for not paying our mortgage that I could not afford since I lost my job.

Technorati Tags: bankruptcy, boss, contempt, job, mortgage

I’ve made a big mess out of my life by making mistakes I could actually afford at the time. I had a great job making enough money that I could afford my own apartment and a brand new car. Life was great for about 2 years, all my payments were on time, and I had a little extra cash so I could go out with friends on the weekends. I met a guy and he moved in, and everything went straight down the tubes. My boss fired me and didn’t give me an explanation ("something needs to change and we think it’s you" whatever that means), and I found another job immediately but only making about half of what I was making when I got fired. This whole time, I was still paying all the bills for the apartment and car, even when I had a full time roommate because he didn’t contribute a dime for the first 5 months he lived with me. I used up all savings and started to borrow money from family and friends until they all cut me off ( reasonably stating that because I had someone else living there, they shouldn’t have to rescue me and I’m inclined to agree ). so at this point, I’m about 2 months behind on my credit cards and car payments, and my brain snapped and I told my bf that he had to start helping with the bills. at which point, he started "helping" with about 1/4 of the bills for the apartment ( i never expected him to help with the car or credit cards, but I do feel he should have had to help with 1/2 the bills for the apartment, especially since his kids were there on the weekends as well ). I quite stupidly started just flat out ignoring the harassing calls from creditors and collection agencies (hey, I couldn’t pay my bills just to live, sleep and eat much less give anything to the creditors, and they refused to work with me the first couple of times they called). I surrended my 2 year old car that I adored because the creditors told me they had reported it stolen (i don’t even know if they can do that, I was 2 months behind on payments). also adding to the misery, I had co-signed a loan for my brother to get a truck, which he also defaulted on and surrended. So to date, I have ,000 in debt and have no way of paying it back (at least not for the foreseeable future). I do have a job, making less than 0 a week with no possibilty of any overtime and / or supplemental income. last october, I was severely depressed and got behind the wheel of a car drunk, got arrested and charged with a dwi. so now, I have to pay rent, fines and surcharges, my car insurance went through the roof, and my phone bill. at the end of the month, I’m left with about , 0 if I’m really lucky. I talked to a credit counselor to try to get the debts under control, and she informed me that my ONLY option is bankruptcy. I’ve come to terms with the whole bankruptcy thing ( and believe me, I’m not thrilled about it ) but the biggest problem I’m facing now is trying to come up with the money to file for bankruptcy. The creditors are getting more aggressive, I’ve been sued at least twice, and they are threatening bench warrants and garnishing my wages. I can’t afford what I’m living on now! If they garnish my wages, I will not be able to pay for something (most likely fines and/or surcharges) and all of this is going to turn into an even bigger mess.

I’m at the point now where I understand all of my mistakes, realize that I have to pay for them. But I’m also at the point where I am extremely close to suicidal. I can’t eat, I can’t sleep and I can’t concentrate on anything. I’m ill at the situation I’ve created for myself, but I don’t know how to fix it. I don’t even know where to start. I quit drinking nearly 6 months ago after realizing what it had cost me. Is it too late? Am I doomed to be a mess my whole life? It seems like this situation never gets any better, it’s gradually just getting worse, to the point of just giving up completely.
This situation feels completely hopeless. No one has any advice for me. every one just says "that sucks". well, no kidding! I hate to sound so shallow, like money is the only thing that matters to me. I don’t just care about money ( in fact, I HATE IT ). The fact of the matter is that my whole life feels wasted, like I’ll never recover from any of this. I hate no longer being self sufficient, and feel like I will never be able to take care of myself again.

Is there anyone out there that has any advice for me at all? Steps I can take to improve the situation? Or possible jobs I could take on to try to make some extra cash so I can take care of all this with a less than stellar record? I just need some help and this is my last resort. I really don’t know what else to do.

And for anyone who has snarky remarks, IE: you’re on the internet ( so I must have $ right? no, I use my computer at WORK), you made your bed blah blah blah, please keep the comments to yourself. the purpose of my post is a last ditch attempt at trying to get some help, not lose any more of my self esteem, if there is any left.
Thanks

Technorati Tags: 5 months, apartment, bf, boss, brain, brand new car, car life, car payments, collection agencies, credit cards, creditors, enough money, extra cash, family and friends, full time, misery, roommate, sleep, tubes, whole time

My boss went bankrupt 6 months ago. She tried to reopen her book store and start over now she is back in debt what can she do? Can she go bankrupt again so soon. Business has been so slow and she can’t make a loan. She has been discharged from her first bankrupt.

Technorati Tags: book store, boss