Posts Tagged ‘bringing home’

How do I find out what is being paid through the garnishment of wages in a chapter 13?

ow do I find out what is being paid through the garnishment of wages in a chapter 13?

I have been in chapter 13 for about a year now. and was recently sent another adjusted fee for this. I make excellent money as a property services professional, but they are taking so much money out of me now, that I am only bringing home a little over a 100.00 a week.

So, when they attached the new fee, which was an additional 245.00, I wondered how I can find out what they are using my money to pay for.

How do I find this out?

Don’t worry about me, I am not discouraged…… I am curious to know…..

your sister,
Ginger

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What should I do about unsecured debt?

I have about 23,000 in unsecured credit card debt. I recently lost my job and had to take one making a lot less per month. I went a debt consolidation program that got my payment down to about 700.00 per month. The problem is i am only bringing home net about 1200.00. I then have a mortage utilities and insurance etc so i am running in the hole. Is debt settlememt a good alternative. I do not want bankruptcy . I know settlement will hurt my credit score but at this point I need a way out. I have heard that settlement companies make you hold off on payments and the credit card companies will keep hounding you? Is this true? Does anybody have a suggestion to my dilema

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