Should I file Bankruptcy??
I am about ,000 in debt but I already have a judgement against me for ,000. I was served with papers for past medical bills and I had a car repo’d about 3 years ago and they are threatening a lawsuit. I have numerous other things on my credit. I make less than ,000 a year and have no assets. I’ve contacted several Credit Counseling companies but there is just no way I can pay the monthly payment they come up with. Help!!! I dont know what to do. I really don’t want to file but I’m beginning to think its the only thing I can do.