I have a 99 expediton that has a blown spark plug for a second time and i need reliable transport. It is not owned free and clear and is included in on my chapter 13 bankruptcy. I need to know if I can trade it off for more reliable transport?
I filed for chapter 13 bankruptcy 2 months ago. However I lost my job and have not given one payment. If I fall behind two payments, my case will be dismissed. I needed to know if it’s cancelled, can I file right after or do I have to wait longer? And is it in my credit already even though it was cancelled and no payment given? If it is, will it effect my credit more?
What does it cost to get a chapter 13 bankruptcy in Kentucky?
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When I took the Means Test for Chapter 13 bankruptcy for Astoria, NY, it showed my disposable income as being much higher than it actually is. This is because they didn’t deduct my 401k contributions or my student loan payments. If I file for Chapter 13, will I be expected to stop contributing to my retirement fund and stop making student loan payments for five years in order to repay my debts?
When filing chapter 13 bankruptcy, when the court determines the payment the debtor must make, does the payment increase if the debtors income increases?
Also, if after the bankruptcy decision is made and I sell my home, do I have to pay any profits made toward my debt, or can I put that money into a new home?
After talking to an AF recruiter, they stated that I had to be paid up or on a payment plan with creditors to join. If the debt is mortgage charge offs, if I file chapter 13 bankruptcy and a payment plan is worked out with the creditors, will I be able to join? I ask this because after searching, some state that if you file bankruptcy, it has to be discharged before joining. What is the truth?
last spring me and my wife filed chapter 13 bankruptcy and gave up our house. at the time I was in school and we couldn’t afford the payments.Since then I have graduated and have a good paying job and would like to discharge the bankruptcy and get my house back but don’t know if it possible.
I have enough equity in my house to refinance and pay my chapter 13 bankruptcy but is there anyone out there willing to give me a loan. I have been paying on my bankruptcy for three years and am ready to start rebuilding my credit.
What is the initial up front costs that you have to pay an attorney to file Chapter 13 bankruptcy?
State – Arizona
Very straightforward case
I will be done with paying my 4 year chapter 13 bankruptcy in August, and I am worried about my student loans that I will have to start to pay back. I have already been on a tight budget, and the student loans will be like an expensive car payment that i can not afford.
Is re consolidation the only thing I can do?
I am currently in a chapter 13 bankruptcy repayment plan. I have some student loans that are included in this plan. Is it possible for me to take out additional student loans next year? I am going to graduate school and I cannot pay for school on my own. I have never missed a payment and I am repaying everything 100%.
I am currently in Chapter 13 Bankruptcy, and I was wondering if I can start an internet business. I would like to start a Website and make me some extra money if it is possible, however I don’t know if it would affect my current Chapter 13 Bankruptcy in anyway. If possible, Does anyone have any GOOD ways to make money online. If you are going to be a smart ass please don’t respond to my question.
I do not own a home, and am thinking about filing for Chapter 13 Bankruptcy. The question I have is, after I am clear and my debts paid, is it impossible to get a loan to buy a home?
I filed chapter 13 bankruptcy 3 years ago. i am not able to make the payments on my bankruptcy, but i dont want to lose my two cars. I have about 24 payments left, but i am not able to obtain certain necessities for my kids because all of my money goes to bankruptcy. I want to walk away from it like everyone is walking away from their homes. I heard that you could walk away, but i always thought you had to pay every month, so they dont take your vehicles away from you.
We are in Chapter 13 bankruptcy, but have paid it down to less than ,000. We can have a lower mortgage payment if we refinance and pay off the Ch. 13. Is this a good thing to do?
I have been researching filing Chapter 13 bankruptcy, but have had estimates of cost anywhere from 0 to ,500. Nobody can seem to tell me until they start into the process. I know my case is fairly straightforward, I have no real estate or property to protect other than a car, and have other debts as well, but nothing unusual or elaborate.
I understand some of the fees are included in the Chapter 13 plan and paid over time.
I just want to know approximately how much I have to come up with in the beginning, out of my pocket, to file.
Does anyone have any real experience going through this, with the new laws the way they are now?
I am currently in a Chapter 13 bankruptcy, but might get awarded a settlement. Will I be able to receive this settlement or will it go to the bankruptcy trustee?
We are in the process of closing on our first house and don’t want to mess this up. My husband is being forced to file bankruptcy soon on ONLY medical bills. I don’t know if the bankruptcy should be filed just after closing to prevent a lawsuit from one of the creditors or if we should just go to court and settle the bankruptcy after a judgment has been passed. If we filed chapter 13 bankruptcy, what kind of percentage of the total bills do you usually have to pay on medical bills; or does it depend on your income and expenses? Help please! Also, will our credit cards (which we do NOT have a problem with) be taken away from us?
I am thinking of filing for Chapter 13 bankruptcy. I already have one judgment against me and I am worried another collection agency will be taking further action. How do they calculate the amount that the Trustee will accept for repayment? I am already paying close to 00 for my unsecured debtors. I am concerned because I am going to have some large medical bills in the near future. Any help would be appreciated. Thanks.
I am considering filing Chapter 13 Bankruptcy and know that I will have to pay back the creditors under the repayment plan between 3 and 5 years. I am trying to figure out how much I will be paying per month to the trustee.
I live in Florida, have 000 in unsecured credit card debt, 000 in a car loan and pay 00 a month in child support.
I make about 000 a year gross.
If I was to file for Chapter 13 Bankruptcy, how long would it take for me to be able to purchase a home with FHA. How long will it take before creditors approve me for credit.
Thank you,
How do you convert a Chapter 13 bankruptcy to a 7 in Oklahoma if you dont qualify or make too much to do a 7? I may have to do a 13 soon but Im concerned with what I read about people not being able to make their payments to the trustee.
I’m uninsured and was rushed to the hospital and the total bills were over ,000.00. I ended up having to file Chapter 13 bankruptcy since I don’t make enough to pay them back. I need to know if I can file it on my taxes since I’m paying them back but not all of it.
My husband and I are in a chapter 13 Bankruptcy. We are going through a divorce now. Can I buy out of the Chapter 13 and file a Chapter 7 by myself?
I filed a Chapter 13 bankruptcy, then dismissed it when I was not able to get a helpful deal from the creditors. I was able to get enough money together to settle with them after the case was dismissed. I have received the tax forms from them claiming that the debt might be considered income. Since this was debt settled after the case was dismissed, is it consider taxable income?
After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?
My husband is now currently working and has been for 3 months now, it has just taken us this long to finally get in touch with our attorneys and also the mortgage lenders attorneys.
I have been in Chapter 13 Bankruptcy for 2 years and it will be discharged in 1 more year. Is it possible to get a ,000 – ,000 home loan? If so how and with which lenders?
Actually the court can approve that you can get a loan. The only reason it was filed is bc we had an enormous amount of medical bills. That was it.
How to convert a chapter 13 bankruptcy into a chapter 7 in Georgia? My order has been in effect for 38 months. Was just informed that it will be another 15 months before it will be over. I would rather just convert it rather than keep paying. Has anyone ever did one on their own without an attorney?
I received a hardship discharge from Chapter 13 bankruptcy due to my husbands death. I am still having a hard time financially even though I work. How will it affect my Income Tax or will it affect it all?
Is there any alternative to chapter 13 bankruptcy?