im 22 years old and have made a few mistakes in the past with my credit. ive never really had any guidance in financial decision making. seems like as soon as i turned 18 i was able to have what ever i wanted. i intended to pay everything i got but didnt take in to consideration that the jobs i was working wouldnt be there for very long. so ive decided to get myself back on the right track and file for chapter 7 bankrupcy and wipe my credit clean. i know it will take a while to rebuild it but at least im still young. i now have the intelligence to determine whether or not i can afford something in the long run. so i need to know how i would go about finding out every single thing that i owe so i can get rid of it all at once and not have something lingering over me after ive filed. i would also like to know how much it will cost me for a lawyer to file bankruptcy? any info would be greatly appreciated

thanks,
shane

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I am a single parent filing a chapter 7 bankrupcy. I always get back about 3400 a year, because of child tax credit and earned income credit. Now i am scarred that i won’t be allowed to receive my taxes next year. I depend on this money for the year to help with food and clothes, car repairs. Has anyone filled a chapter 7 as a single parent, with no properties or other assets? And had their taxes for the next year taken?

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I am preparing to file Chapter 7 bankrupcy and need to know if I need to report student loans received and will be receiving. I am in school and was told by a friend who filed that she did not report it and you don’t have too. If you don’t know the answer please don’t guess.

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