Help!! is it legal to charge money after a debt has already been settled?
Hi! So I set up auto payments with chase bank to settle a debt, and one of the payments got returned, so they sent it to collections, i settled with collections for 50% off the balance and they said thats it im released of all debt, but chase (not collections) ended up charging me 2 a week later. which i would have thought no more payments would have gone through since the debt is "settled". I called chase, and they said since i authorized the payment before, and I didn’t call to cancel it there is nothing they will do! but the thing that really bothers me, is that when i called chase earlier, they said "I can’t discuss the account you need to talk to the collection agency." What can i do? not only did they charge 2 but that costed me 230 additional in overdrafts fees! what can i do legally? is small claims court an option or am i SOL?