Posts Tagged ‘chase bank’

Help!! is it legal to charge money after a debt has already been settled?

Hi! So I set up auto payments with chase bank to settle a debt, and one of the payments got returned, so they sent it to collections, i settled with collections for 50% off the balance and they said thats it im released of all debt, but chase (not collections) ended up charging me 2 a week later. which i would have thought no more payments would have gone through since the debt is "settled". I called chase, and they said since i authorized the payment before, and I didn’t call to cancel it there is nothing they will do! but the thing that really bothers me, is that when i called chase earlier, they said "I can’t discuss the account you need to talk to the collection agency." What can i do? not only did they charge 2 but that costed me 230 additional in overdrafts fees! what can i do legally? is small claims court an option or am i SOL?

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legal to charge for an account for a debt that has already been settled?

Hi! So I set up auto payments with chase bank to settle a debt, and one of the payments got returned, so they sent it to collections, i settled with collections for 50% off the balance and they said thats it im released of all debt, but chase (not collections) ended up charging me 2 a week later. which i would have thought no more payments would have gone through since the debt is "settled". I called chase, and they said since i authorized the payment before, and I didn’t call to cancel it there is nothing they will do! but the thing that really bothers me, is that when i called chase earlier, they said "I can’t discuss the account you need to talk to the collection agency." What can i do? not only did they charge 2 but that costed me 230 additional in overdrafts fees! what can i do legally? is small claims court an option or am i SOL?

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How do I settle a debt if the lawyers have it and have served me papers to appear in court?

In November of 2006 my 00 debt with chase bank went into collections. A year later I called a lawyer who told me that if I haven’t been taken to court yet I probably would not. Well almost 3 years later and after the debt has been sold several times, I am being sued by lawyers representing North American Recovery Corp. I was told by Forward Properties (findaccount@gmail.com) that the current owner of my debt was the lawyers and gave me their phone number. I was served papers by the local sheriffs office and am supposed to appear in court on Sept. 24th. The first set of papers said that both parties had to appear on court and then i got a letter from the attorneys today stating they requested from the judge if they could be absent and do a phone conference while I still had to go to court. Is there any way to settle this if the lawyers have it and avoid going to court? The initial balance I owed on the account was just shy of 00.00 and the rest is all late charges and interest. I’m not sure how to attack this, who I should call etc etc, without incurring lawyer expenses of my own. I don’t have a number to contact North American Recovery Corp and cannot find one anywhere on the web. The one search that came up for that name was for another North American Recovery and they said there is another one out there. The debt is orig. from ohio and I now live in florida. Please help me with this headache.

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Can a bank withdraw money out of your account to settle a debt?

I have a checking account with Chase Bank and they withdrew all of my money out of my checking account. I called them and they said that I owe them money from a previous checking account that I had with another bank (First Bank of Chicago) that Chase purchased. They said I owe them 0 from the year 2005; and they will continue to withdraw money out of my account until it is paid in full. I asked them to prove this debt several times and they refused. Is this legal?
Can they withdraw money out of your savings account also?

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