he was always so controlling growing up. i couldnt drive like my friends could he never let my mom drive either. he always had to drive her out of town. i remember going to the store and i would be with him when he would see a stranger I felt like i would be kicked aside and his performances would began. he would make them feel like he is the best guy in the world. he would always had this thing for helping strangers over his family. we were always brushed aside if a stranger needed help. i just always thought this was weird growing up. i left got married. not 13 years later….i havent lived near him in those years and decided to move down the street from him. he is a contactor and he said he would do anything i wanted to my house and help me. so i paid top dollar for it and i thought my husband ,me and him would work on the house. he does some drywall work and then rips out the bathroom and rips stuff out upstairs and rips the stairs off says he is going to build me the best stairs . so my husband and i are working with him try to learn and do what we can. i was paying him what i could and then he found out i paid the wood layer to lay wood on the floors and he got really pissed and started telling my mom that we are just USING him. He said he is never going back down there and helping me. so my husband and i are now stuck with this house that he just decided to rip stuff out of and say how good he is at fixing it. he knows we dont have any money to hire contractors and we are very limited on knowledge about how to fix it. he would say you cant fix it because you dont have to money to hire contractors. and stuff like that. so my husband and i have been for the past 6 months try to learn and fix. in the meantime during this remodeling period he promised me i would be in the house christmas and i told him we cant do this together longer that that because i have another mortgage and i have to get my house ready to sell. he said i would be in the house last christmas. no he just walks in the house and said if you dont pay me for working 500 a week i would put a lien on your house or you can finish it yourself. so my husband and i just decided to finish it ourselves. he is an alchoholic gets drunk every night. the bad news is that i have been staying with him and my mom until the remodeling is done. he got mad at me last week and locked me and my son out of the house after i went to the grocery store and couldnt get my other child out of the house. my daughter let me in . he changed the locks and my key wouldnt work. he is very jealous because he knows i have about 100,000 equity in my other house and i was asking him to do this one little job that i could find anyone else to do and he thought i was talking about the house i have all the equity in and said he is absolutely not going to do any work on that house and me turn around and sell out and make money on. i had to sell all my stocks have been through my savings just to not lose anything. the whole house was ripped out and i couldnt get my other house sold that had the equity in until i got the house ready to store my stuff in because i couldnt afford storage and had nowhere to put my stuff. he shows no concience. how could you lock your grandchild out of the house? i told him that i am going to lose my house and have to file bankruptcy because he bailed on me and ripped my house out and he could care less. he never showed love to me growing up and doesnt now either. its very eery. i tell my kids i love them all the time. it seems he wants to win. my husbands family has really been helping us with out house trying to get it sold and he gets really pissy not happy for us that they are helping. i asked him if he could just please bring his triler over to the house after work instead of the morning so i could move some furniture and there will be 5 other people here also. he said oh so you are trying to con me into moving furnture. i litterly have to have another person around me when he does stuff for me because he puts on this great show and does this spectacular job when a stranger is around. if it is just me and him he will be throwing my furniture around. i feel like he wants to win . he wants me to fail. this is about him not helping and then us failing and losing one of the houses. he told me when he said he is not working any more on my house that HE has the power to get me and the kids in out house . I have wondered what i did i was a model child growing up and never asked him for anything before this house thing which was a huge mistake. and then i started reading about being a sociopath and he fits the criteria but i am not a psychologist

Technorati Tags: 13 years, christmas, contactor, drywall work, last christmas, mom, money, mortgage, stairs, stranger, top dollar, upstairs

Hello,

I know someone in tremendous debt, greater than 75,000. For Christmas, I would like to give them the gift of some kind of consultation with someone who can help, something like a debt settlement company or a credit counseling company, something like that. This is, it HAS to be something good/ high quality, and in Brooklyn, NY, or perhaps in Manhattan as a last resort. Any help will be GREATLY appreciated!

thanks!

Technorati Tags: brooklyn, brooklyn ny, christmas, consultation, credit counseling, Debt Settlement, high quality, last resort, manhattan, settlement company

How do you fight against the state board for sales taxes. I run a restaurant and we do OK. The state of CA audited the restaurant’s last 3 years (2007,08,09) and said we run a very very good business and overstated our sales by a lot. They came by one weekend recently (12/2010) and we were having a good weekend, around (80 fri, 100 sat, 100 sun). These were all Christmas parties and they estimated the last 3 years based on this weekend. They said we gross 15000-20000 a weekend when it is really about 3-7k a weekend and sometimes ZERO. We do not really keep good records of how many people come in to dine so they said that they have to go by their estimates. Without good records, HOW CAN WE FIGHT THE STATE AND MAKE THEM LOWER THEIR ESTIMATES??

They want 0,000 for these 3 years!!! I would have to go bankrupt.
TO THE ANSWER’ers:

Thanks for the answers!

Lupe: I said I do not run a ‘very very good business’ (I wish I did). THEY said that I do, and thats the problem.

I know that this is a problem, aside from luck, is there any lawyers or something that could help? What type of lawyers?

Technorati Tags: 3 years, christmas, christmas parties, estimates, fri, good business, lawyers, sales taxes, sat 100, sun

i paid 0.00 for a gift card for a golf place for my husband for christmas, and when we tried to redeem it, we were informed the company was going to be filing for bankruptcy via their website, and i cant get a hold of a person, how can i get my money back?

Technorati Tags: christmas, filing for bankruptcy, gift card, money

I’m confused. There’s this guy named Jesus in the Bible who said ""If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me."………then there’s this "mega-church" with a million mortgage who spends ,000 on live animals for a manger scene at Christmas.

How did Jesus morph into mega-church?

http://news.yahoo.com/s/ap/20101019/ap_on_re_us/us_crystal_cathedral;_ylt=AnL3MIIHP0jdiJr2M_diy5KL_aF4;_ylu=X3oDMTNwcWdmZm42BGFzc2V0Ay9zL2FwLzIwMTAxMDE5L2FwX29uX3JlX3VzL3VzX2NyeXN0YWxfY2F0aGVkcmFsBGNjb2RlA21wX2VjXzhfMTAEY3BvcwMxMARwb3MDMTAEc2VjA3luX3RvcF9zdG9yaWVzBHNsawNjcnlzdGFsY2F0aGU-
me me me……………But how does this happen when they are reading that EXACT book you’re quoting from?

Technorati Tags: bible, christmas, crystal cathedral, heaven, jesus, live animals, manger scene, morph, mortgage, news yahoo, possessions, yahoo, ylt

he was always so controlling growing up. i couldnt drive like my friends could he never let my mom drive either. he always had to drive her out of town. i remember going to the store and i would be with him when he would see a stranger I felt like i would be kicked aside and his performances would began. he would make them feel like he is the best guy in the world. he would always had this thing for helping strangers over his family. we were always brushed aside if a stranger needed help. i just always thought this was weird growing up. i left got married. not 13 years later….i havent lived near him in those years and decided to move down the street from him. he is a contactor and he said he would do anything i wanted to my house and help me. so i paid top dollar for it and i thought my husband ,me and him would work on the house. he does some drywall work and then rips out the bathroom and rips stuff out upstairs and rips the stairs off says he is going to build me the best stairs . so my husband and i are working with him try to learn and do what we can. i was paying him what i could and then he found out i paid the wood layer to lay wood on the floors and he got really pissed and started telling my mom that we are just USING him. He said he is never going back down there and helping me. so my husband and i are now stuck with this house that he just decided to rip stuff out of and say how good he is at fixing it. he knows we dont have any money to hire contractors and we are very limited on knowledge about how to fix it. he would say you cant fix it because you dont have to money to hire contractors. and stuff like that. so my husband and i have been for the past 6 months try to learn and fix. in the meantime during this remodeling period he promised me i would be in the house christmas and i told him we cant do this together longer that that because i have another mortgage and i have to get my house ready to sell. he said i would be in the house last christmas. no he just walks in the house and said if you dont pay me for working 500 a week i would put a lien on your house or you can finish it yourself. so my husband and i just decided to finish it ourselves. he is an alchoholic gets drunk every night. the bad news is that i have been staying with him and my mom until the remodeling is done. he got mad at me last week and locked me and my son out of the house after i went to the grocery store and couldnt get my other child out of the house. my daughter let me in . he changed the locks and my key wouldnt work. he is very jealous because he knows i have about 100,000 equity in my other house and i was asking him to do this one little job that i could find anyone else to do and he thought i was talking about the house i have all the equity in and said he is absolutely not going to do any work on that house and me turn around and sell out and make money on. i had to sell all my stocks have been through my savings just to not lose anything. the whole house was ripped out and i couldnt get my other house sold that had the equity in until i got the house ready to store my stuff in because i couldnt afford storage and had nowhere to put my stuff. he shows no concience. how could you lock your grandchild out of the house? i told him that i am going to lose my house and have to file bankruptcy because he bailed on me and ripped my house out and he could care less. he never showed love to me growing up and doesnt now either. its very eery. i tell my kids i love them all the time. it seems he wants to win. my husbands family has really been helping us with out house trying to get it sold and he gets really pissy not happy for us that they are helping. i asked him if he could just please bring his triler over to the house after work instead of the morning so i could move some furniture and there will be 5 other people here also. he said oh so you are trying to con me into moving furnture. i litterly have to have another person around me when he does stuff for me because he puts on this great show and does this spectacular job when a stranger is around. if it is just me and him he will be throwing my furniture around. i feel like he wants to win . he wants me to fail. this is about him not helping and then us failing and losing one of the houses. he told me when he said he is not working any more on my house that HE has the power to get me and the kids in out house . I have wondered what i did i was a model child growing up and never asked him for anything before this house thing which was a huge mistake. and then i started reading about being a sociopath and he fits the criteria but i am not a psychologist

Technorati Tags: 13 years, christmas, contactor, drywall work, last christmas, mom, money, mortgage, stairs, stranger, top dollar, upstairs

I am concerned because some say they can garnish my wages; others say they can seize an asset, or two. However, I’ve also been told they can only put a lien on my home and nothing more. Could I go to jail? What can they legally do to me? Can they take my home or personal property? Or just mess my credit up more than it already is? And to boot, we offered to settle this debt with them 14-months ago, they refused to put anything in writing and we never heard from them again, until Friday; right before Christmas!

Technorati Tags: christmas, personal property, wages

My dad says that I shouldn’t ask for best buy gift cards for Christmas because best buy is probably going to go bankrupt and then my gift cards won’t count for anything. Is best buy going to stay open, or should i cash in my small 25$ gift card now while I still have the chance??

Technorati Tags: best buy, christmas, dad, gift card, gift cards

I have been sick over a year. I have been battling it out with social security and have not received any income since my illness. I do not own any property, not even a car. It got repossessed during my illness. I had to break my lease and stop paying my credit cards. My total debt is around 80K. My credit is devastated. I found out my former landlord intends on getting a judgement. I have no money, but am allowed to live for free right now because of my parents. I’m 26. I went to law school for 2 years before I got sick. I bought a NOLO book on bankruptcy, but it seems like the process is stressful and confusing. I don’t have the money to hire an attorney. Nobody else has tried to sue me yet. My family said they would pay up to 2K for a bankruptcy lawyer as like a birthday/christmas present, but I feel bad because they have already been paying for so much (my medical bills, me living in their house). Should I file this myself, wait, or get the attorney? There is no way I can pay all these people back at this point.
Oh I have a free consultation on Monday.

Technorati Tags: bankruptcy lawyer, christmas, credit cards, free consultation, judgement, landlord, law school, medical bills, money, nolo book, parents, social security