Posts Tagged ‘co signer’

Grandpa is filling chapter 7 bankruptcy can I keep my car since he was a co signer to me?

He is filling chapter 7 bankruptcy and he is my co signer on my vehicle will I be able to keep my vehicle since he is filling for this or not.

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I am going to file for bankruptcy and have an issue. Me and my girlfriend have a car loan together.?

We are both on the tile to the vehicle, she is the primary and I am the co-signer. The loan is about 2 years old and we have never missed a payment. If I file for bankruptcy, will it affect her credit?

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Settling bad debt for a fraction of whats owed?

My fiance has some bad debt, seriously in the red, hasn’t been payed in…forever kinda debt. With the price of houses around here we want to start looking because we would be spending less the what were paying for our apartment. Because of me being considered a subcontractor and since he makes pretty good money I would prefer to just be the co-signer. Now obviously before anything happens we need to fix his credit score. How low will companies generally go to settle the debt in full and how would I go about handling that? For instance one company offered to settle for 50% which was taken care of I’m more concerned with the companies who haven’t offered anything. Also, is there any working with utility companies like cable to get them to lower bad debt?

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What happens to the co-signer on my loan when I file bankruptcy?

I filled bankruptcy last week with plans to reaffirm the auto loan and keep the car. Mostly because my dad is the co-signer.

Today I tried to make a payment only to find the loan has been sold to some other company, and now I fear they will change the interest rates and add fees. Is this what will happen? What would happen to the co-signer if I decide to return the car and discharge the loan?

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If I file Bankruptcy Chapter 13 can I put a debt on it if I have a co signer on that particular debt?

I am making payments on my truck. My father is the co signer plus he put a piece of his poperty up for collateral. I want to know can I file bankruptcy Chapter 13 on that item or can I leave it off. Do I choose what I want to file or must I place everything in my name on the bankruptcy?

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Filing for bankruptcy. I need help!?

I am considering filing for bankruptcy due to extensive medical bills. I have a car that was totalled, but I owe ,000. I had a co-signer sign for the car. Does anyone know what happends to that person after i file?

Do I get to keep the car? The car has no value and barely drives.

Also does anyone know of inexpensive alternatives to using a bankruptcy lawyer. In california we had a legal document service called "We the People" I am residing in TX.
Can i do the paperwork myself?

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How to get a loan for school?

Okay. I am 20 years old and single and I am trying to get a loan through a bank for beauty school. I don’t qualify for financial aid because my parents made to much money and I CANT get a loan because my parents have screwed me over by going bankrupt.

I don’t have a co-signer. What do I do?

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Can I just file for bankruptcy instead of my husband and me?

My situation is: Our house was foreclosed, and we got a HELOC. Since we cannot afford to pay for the HELOC anymore, we have been receiving calls and letters demanding us to pay. I am planning to file for bankruptcy, can I just file for myself or it has to be both of us? The property was only under my name as well as the HELOC, my husband was my co-signer..please advise..thank you.

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Can my spouse file bankruptcy without me?

I have recently separated. My spouse went and bought a house with her son as a co-signer. If she gets in a financial mess, can she file bankruptcy without me. Cause I would never want to do that.
State is Kansas

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Why do banks require a co signer on a deferred student loan when you may remove them after 18-24 mo?

I am not eligible to receive a student loan by myself because of my young credit of only about a year even tho I have an excellent score.
I am not able to have my parents cosign for me because they are coming out of bankruptcy a little over a year out and have re established their score. but the loan companies and banks say it needs to be 2 years. I recently transfered to a very expensive school. I did receive a scholarship, but it doesn’t quite cover the cost, which including housing is around 40k per year. I have excellent grades deans and presidents list every quarter of my 3 year length college career.
But what I really do not understand is how on a deferred student loan you are required to have a co-signer when they can be removed as your co signer after 18- 24 months.
This does not make much sense to me and if anyone has any kind of alternative ideas comments or solutions I would appreciate everything I can get my hands on.

Thank you

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Can I file bankruptcy without a co signer knowing?

I need to file bankruptcy on credit card debt but I dont want the co signer of my home loan to know.

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