Last year I moved out of an apartment I had been living in with another person, leaving a forwarding address with the apartment owners. About eight months later I was contacted by my former roommate who said that the apartment complex was billing me for damages. I immediately
contacted the complex and found out that they had mistakingly been sending collection letters to my former roommates address and not my new address. I settled the debt with them, however I discovered a few weeks later that during the eight months they had sent my bill to collections. I’m now recieving constant collection calls on a debt I’ve already paid off! What can I do to resolve this?

Technorati Tags: apartment owners, collection letters, collections, damages, eight months, forwarding address, roommate, roommates

I have a debt with washington mutual for 0, that i want to pay off already, but i have this company called RJM Acquisitions sending me collection letters and i can settle for a 0, but i hesitate, because i’d rather pay washington mutual directly. I searched this company and they don’t have a website, they have even offered me gifts. But it didn’t seem professional. I don’t know what to do. Any advice?

Technorati Tags: acquisitions, collection letters, washington mutual

I receive a couple collection letters and wanted to know if I should pay the settle or pay the total amount—>>>(on a budget) how would it look on my credit report? any information will help… thanks
Not credit card bills: they are medical, old cable, cell phones…
*credit card up to date and my car note too…

Technorati Tags: budget, cell phones, collection letters, credit card bills, credit report