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	<title>How To Go Bankrupt &#187; credit card companies</title>
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		<title>Can you settle debt with a credit card company even in good standing?</title>
		<link>http://howtogobankrupt.org/can-you-settle-debt-with-a-credit-card-company-even-in-good-standing-2.htm</link>
		<comments>http://howtogobankrupt.org/can-you-settle-debt-with-a-credit-card-company-even-in-good-standing-2.htm#comments</comments>
		<pubDate>Sun, 02 Oct 2011 00:00:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[debt consolidation company]]></category>
		<category><![CDATA[minimum payments]]></category>
		<category><![CDATA[settlement company]]></category>

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		<description><![CDATA[Can you settle debt with a credit card company even in good standing?
I am making minimum payments with a few credit card companies but could have trouble paying these in the future. I don&#8217;t want to go through a debt consolidation company or a debt settlement company. Is it possible to call on my own [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Does anyone know anything about the company DebtXS?</title>
		<link>http://howtogobankrupt.org/does-anyone-know-anything-about-the-company-debtxs.htm</link>
		<comments>http://howtogobankrupt.org/does-anyone-know-anything-about-the-company-debtxs.htm#comments</comments>
		<pubDate>Wed, 07 Sep 2011 14:27:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[legit company]]></category>
		<category><![CDATA[relationship]]></category>

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		<description><![CDATA[I had enquired to them about debt settlement and they said because of their long-standing relationship with credit card companies, they were able to settle my debt for $.40 on the dollar. I just wanted to know if they were a legit company and if anyone had heard anything about them before.



Technorati Tags: credit card [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Armored Debt Center scam..Does anyone have advice?</title>
		<link>http://howtogobankrupt.org/armored-debt-center-scam-does-anyone-have-advice.htm</link>
		<comments>http://howtogobankrupt.org/armored-debt-center-scam-does-anyone-have-advice.htm#comments</comments>
		<pubDate>Tue, 09 Aug 2011 15:03:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt center]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[judgement]]></category>
		<category><![CDATA[legal advice]]></category>
		<category><![CDATA[single mom]]></category>

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		<description><![CDATA[I have been a single mom for 9 years.  I was using several credit cards for things we needed and actually was doing well making payments until the credit card companies began to increase their interest rates and amounts owed per month. My credit score was perfect. I never missed a payment.  I [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Can you negotiate settlement on credit card debt?</title>
		<link>http://howtogobankrupt.org/can-you-negotiate-settlement-on-credit-card-debt.htm</link>
		<comments>http://howtogobankrupt.org/can-you-negotiate-settlement-on-credit-card-debt.htm#comments</comments>
		<pubDate>Sun, 31 Jul 2011 09:36:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[thanks for your time]]></category>

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		<description><![CDATA[I have credit card debt that I have the money to pay off. However, I heard that credit card companies will negotiate a lower amount, say ,000 instead of ,000 in order to get the cards paid in full.
1. Is this true?
2. Does this look bad on your credit report? Or does it even appear?
3. [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>Should I file bankruptcy or try to do a debt consolidation?</title>
		<link>http://howtogobankrupt.org/should-i-file-bankruptcy-or-try-to-do-a-debt-consolidation.htm</link>
		<comments>http://howtogobankrupt.org/should-i-file-bankruptcy-or-try-to-do-a-debt-consolidation.htm#comments</comments>
		<pubDate>Sat, 23 Jul 2011 04:48:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q And A]]></category>
		<category><![CDATA[25k]]></category>
		<category><![CDATA[30k]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[fha loan]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[hospital bills]]></category>
		<category><![CDATA[kicker]]></category>
		<category><![CDATA[rest of your life]]></category>
		<category><![CDATA[rundown]]></category>
		<category><![CDATA[second mortgage]]></category>

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		<description><![CDATA[I&#8217;m a 23 year old single female at a loss&#8230;Here is a rundown of my debt. A ,000 FHA loan that got foreclosed on, ,000 second mortgage, i&#8217;m guessing about 25k in credit card debt and another 30k at least in hospital bills. And here&#8217;s a kicker. One of the credit card companies is suing [...]]]></description>
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