Posts Tagged ‘credit check’

Do I need to settle all of my old debts in order to Join the Peace Corps?

For instance, Old cell-phone bills, hospital bills and what-not?
yeah but don’t i need money to see what I do owe,like to look at my credit. Would I have to do a credit check or is there some other way to find that out?

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Does the law protect people who file bankruptcy from discrimination by a perspective employer?

Even if one is qualified in every way? I had to file two years ago because I lost my job due to being very ill. While I was ill, my bills piled up so high I could not pay them and filed bankruptcy. The lawyer that handled my bankruptcy told me that employers cannot discriminate against me because I filed. Is this true? I have a chance for a better job that I am well qualified for. However, the background check application said that a credit check may be done. I am OK with the background check, but the credit check will show this bankruptcy two years ago. What should I do? The man that interviewed me only asked about the background check and I told him the truth, that I had never been arrested for anything. He did not ask about the credit check.

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Serious question about how to settle collection debt?

Hi every one, hope you all having nice weekend!
I have recently done my credit check for some thing, and i found out how bad my credit score is. I mean when i was teen and few cards were stolen back in 2005, my credit got bad:/ and i didn’t make payments on time. Plus i have one medical bill from 2003 and Fitness center bill.

*So all together my total collection balance on my credit report is ,030.

Which i should pay, and even with bad economy and having less money and more bill, i can try to add this bill to my paycheck too. But i need some help from ya all. If i can get any toll free # to collection dept. Or how do i contact them. I have no record of previous bills or statements. All i have is Credit report from TransUnion.

Any help will be greatly appreciated.

Any website or any help will be great!!

Thank you much in advance.
I did report the cards, that were stolen. They got stolen at Theme park, i was young and frighten cause that never happen to me or someone i knew. The security at the theme park helped looked but nothing. :/ i did called c-card companies the next working day and canceled the cards. There were few purchases made. I paid for couple, i was student at that time, not enough $$ plus i procrastinate too. But now i want to pay it all off to fix my credit.

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Can i buy foreclosed home for cash while i am going through chapter 13? Thanks?

I am currently going through chapter 13. Understand the foreclosed homes may have back-taxes, lien and other overheads. Was just curious if they will do a credit check if you are buying the property for few hundred in cash?

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Will I be disqualified from obtaining series 6/63 if I took debt settlement?

I was recently hired by a bank that requires me to obtain my series 6, series 63 and life license. I have taken 2 debt settlements in the past two years. The company I am with did a background check and credit check and cleared me to work for them. But will those two debt settlements keep me from obtaining my 6 and 63 licenses?

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How to write a letter promising to settle debt?

I recently applied for a job and they conducted a credit check, they want a letter from me acknowledging and promising to satisfy my debts how do I write this letter

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