Beside the fact of me being told I have 3 days before I’m being kicked out the house, the b1tch that’s kicking me out is forcing me down the military route, my original plans were going to Bethune but I literally have the most uncooperative parents ever,the tuition is high, and that’s school is VERY family oriented.my parents would rather smoke w33d or watch "All My Children" before it gets canceled and judge me like I was the reason they are miserable.Brief financial and current situation. . . Father is ex military,literally f***ing psychotic(surprised one of us aren’t dead in all honestly) does get a retirement check but most of that is garnished from child support (bastard child). Hasn’t had a job in 2 years and they year before that he literally had 4 different jobs(quit them) and the job he has now is a entry level job scanning papers into Xerox machine part time (really hard huh?) and wait this is the best part . . . my mom helped him get that job . . . working in the same building. My mom’s job is fairly decent, credentialing specialist, nothing close to where she should be getting for her degree, but that’s another discussion.. They have been in Bankruptcy twice and have been kicked out-TWICE!!! (and they still have the nerve to criticize me on my trivial choices)Meanwhile I scored a 74 on my asvab (i know its average) and I been going back and forth to the recruiters office discussing certain things about the Navy and what they can do for ME. They can’t offer much but I’m very limited on choice so the Navy is where I’m stuck on going. The big discussion that me and the recruiter(s) have is ultimately is that , is this my choice on going or not.I truly don’t want to go to the military,I’ve been told I have a good foundation for it but I shouldn’t go because I just don’t want to go and I have no drive whatsoever to go in enlisted. They tell me I will be miserable. I’m going to be kicked out and soon anyways but whats the point of going into the military if i would probably get an ELS (if you don’t know what that is, you shouldn’t even think of giving me an answer anyways) But if I don’t go, I’m going to be homeless soon (that’s is happening regardless)

So I need alternative options (no snarky or just plain irrelevant remarks please!!!!!!!!!!!!!!!!!)
Ask me for additional details

Technorati Tags: all my children, asvab, bankruptcy, bastard child, child hasn, child support, choices, current situation, entry level job, good foundation, ing, military route, mom, navy, nerve, part time, recruiter, retirement check, xerox, xerox machine

I purchased a vehicle about 3 years ago. After the economic disaster 2 years ago, I was devistated and unable to pay my debts. I am currently almost 2 years behind on my car payments, and all other debts such as credit cards etc. The only reason my car has not been repossed yet is because I soon moved to an undisclosed location so that I can return to college. At this point, I still have not been able to find a stable income to pay my debts. I’m certain that by now, my credit is already ruined. The fact of the matter is I need my car and turning it over is not an option; however, I can not go on forever without doing anything.

My question is… How can I keep my car in my current situation by filing bankruptcy? Could the debt be totally wiped clean, or would there be some alternative payment plan set up?
After checking, The auto loan was actually charged off by the bank one year ago. Before making any contacts, I need to know if it is possible to still keep the car.

Technorati Tags: 3 years, auto loan, bank one, car payments, credit cards, current situation, debts, economic disaster, fact of the matter, filing bankruptcy, stable income, undisclosed location

Here is my current situation, I have the trustee meeting coming up very soon and I need to talk to a financial expert to go over my finances and to finally decide on what to do.

Currently I have filed chapter 13 but the more I think of it I feel like chapter 7 would be the best option but I need help!

any recommendations?? thoughts?

Technorati Tags: chapter 13, chapter 7, current situation, financial expert, trustee

I know it’s time to hire a debt settlement company, since I don’t think I’ll be able to get out of my current situation by myself. (roughly 0,000 in debt… and counting). Are there any good debt settlement companies you would recommend?

Technorati Tags: current situation, debt settlement companies, settlement company