Posts Tagged ‘debt settlement program’

Is a debt settlement program a good idea?

Is a debt settlement program a good idea, compared with using a Consumer Credit Counseling group, or Debt Consolidation?

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I am in the idea of enrolling in a debt settlement program. What are the responsibilities once I enrolled i?

I am in the idea of enrolling in a debt settlement program. What are the responsibilities once I enrolled?

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How do you know which debt settlement or debt consolidation program to choose, when theirs 100's out there?

How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

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How do you know which debt settlement or debt consolidation program to choose, when theirs 1000's out there?

How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

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Debt Settlement?

Earlier I asked about how to get some debt relief.
1. I cannot transfer balances to another card as I cannot get approved w/ a 0% card because I already have too much debt.
2. I can’t get a home equity loan because I don’t have enough equity.
3. I called Amex today as my minumum w/ them alone is 250 a month at 30% interest. The best they would offer was 14.99%. When I mentioned that I did not want to go into a debt settlement program, they said that they do not participate in that.

Any other ideas?

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has anyone used new beginnings debt settlement program?

if so did it work for you,or any other debt settlement program for that matter, not looking to go bankrupt and in the current bank situations debt consolidations are hard to get.

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Is it cheaper to settle debt on your own then though a debt settlement program?

I have a lot of debt and considering settling these debts without a debt settlement company. Their are many debt settlement programs that promise to save you 50% while other companies promise to save you up to 75% of total debt you owe. How can one company be better then the other, after all, in the end all they can do is negotiate and ask for a lower amount as settlement. I also bought a Ebook that teaches you how to settle credit card debts and payday loan debts on your own. It seems simple enough and contains all the letters that you need to send out and takes you step by step to settle your debt. Their are also many well written letters online. Sure they may be more experienced and save you an extra 0-0, but with the cost of the programs sometimes exceeding ,000, the amount you did save is just going towards the debt settlement program. I’m guessing that debt settlement program is for people that don’t want to dealer with creditors at all because they answer all the calls, send out all the letters such as debt validation letters, and do all the negotiating for you. Whats your opinion.

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Has anyone completed the debt settlement program with Enhanced Debt Assistance? and if so what was the outcome

Debt settlement program out of Texas
I am aware of the rip off report and they assure me this was a one time incident with an impatient customer. They tell me time is what it takes to get thru the program… I am looking for someone who has worked with them to advise me on their outcome.

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Debt Settlement?

Is anybody out there currently in a debt settlement program? If so, tell me your experience?

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I have a question about debt settlement?

I am going through a debt settlement program. One of my creditors is also the same company that I am financing my vehicle with. Am I putting my vehicle in jeopardy by settling the credit card debt I have with that company?

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Will debt settlement crash my credit score?

Has anyone ever used this? I have quite a heavy load of debt and want to consolidate to reduce fees, etc. Has anyone ever heard of these guys:
APEX FINANCIAL SERVICES
DEBT SETTLEMENT PROGRAM
Smart, easy and proven alternative to bankruptcy!
Debt Settlement REDUCES your debt by as much as 40% to 75%!
You could be debt free in as little as 12-36 months.
Our negotiators have settled millions in consumer debt.

Please let me know if you’ve had any experience or have any advice. I have about 5 revolving credit lines (including car insurance, etc.) and want to consolidate all to one account, or use the service I mentioned above. Any advice is appreciated!

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Which creditors are more likely to sue w/ debt settlement?

We are joining a debt settlement program with a law firm I’m wondering if anyone can tell me your experience with Debt settlement and if you know if any creditors will still sue..We have already tried a debt management program, but the payments were still to high so we dropped out.

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Has anyone been sued in a debt settlement program?

I’m thinking of going into a debt settlement program and was wondering if anyone has done this and how it worked out for them? Also how hard was it to rebuild their credit after?

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Is it better to go through the debt settlement agency or not pay my credit cards?

Is it good to tell the judge that I’m in the debt settlement program?

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Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How about credit score?

I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How may it affect one’s credit score?

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How do you know which debt settlement or debt consolidation program to choose, when theirs 1000’s out there?

How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

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