Over 10 years ago i filed for bankruptcy for over ,000.00 in Credit Card Debt is it possible to file another one for almost the same amount this time is credit cards doctor bills and a car lease? Single mom collecting unemployment and very concern on my credit for future employers.
My fiance has a disease that causes blood clots and we have to take him to the doctor twice per month sometimes more and his insurance just started covering preexisting conditions
has ok credit but he has like 60k in doctor bills.. which makes his what would be good credit look bad.. we want to go to the credit union we got our car from next year to buy some land but we are afraid his doctor bills may stop us from getting a loan.
we called all of the collection companies to try to consolidate the bills and they told us we will have to pay like 0 per month (total between all of them) and that is the least they can take.
We don’t want him to file bankruptcy but I don’t know what we should do? someone please help!
the bills have already been sent to collections.
Currently I have about ,500 worth of debt that include credit cards, a personal loan, and doctor bills. I recently became unemployed and I haven’t been able to make payments on any of my debts.
I’m fairly young and of course my interest rates are high, ranging from 16%-24%. I use to not only pay my bills on time, I paid them all early. I like paying my bills. I don’t want to file bankruptcy but in this situation I don’t know what to do. I expect to starting working within 4 weeks.
If I try to start making payments, it will take several months to get caught up. I live with my family and I’m basically head of the household. I take care of my family of 5, and that’s why I’m in debt.
I don’t want to go to one of those companies that you make a monthly payment to and they make payments to your creditors. I could do that myself, and I would still be in the same situation.
Is filing for bankruptcy the right thing to do? Will I be able to, considering the new laws?
Can you file Bankruptcy without an attorney? Please do not say "Pay your bills". The bankruptcy is due to an anormous amount of surgery/ doctor bills that the insurance company came back almost a year later and denied after turning in form after form. It is a long story.
Serious Answers ONLY please and if you don’t have an answer please don’t answer at all. I just need the answer to the question, just a yes or no. I know it is better with an attorney. I just did not know if you can without one.