I will be done with paying my 4 year chapter 13 bankruptcy in August, and I am worried about my student loans that I will have to start to pay back. I have already been on a tight budget, and the student loans will be like an expensive car payment that i can not afford.
Is re consolidation the only thing I can do?
Can you tell me what ‘freedoms’ or ‘rights’ you may have lost under this bill?
What it has taken away from you on a personal or financial level as of this minute?
Did you lose your citizenship status? Did the United States suddenly change its name to "United Soviet Socialist Republic" overnight?
Are we now a part of Communist China? North Korea?
If it hasn’t, what are you deathly afraid of?
Progress? Change? Living in the 21st century instead of the 19th?
Because what I see is this:
You either make too much money or not enough, and yet you *complain* that having health care reform and having to pay for coverage will just make things *worse*!
Worse for *who*…?
Worse for those whom spent themselves into debt trying to live the high life? Or those of us whom can’t budget responsibly and want everyone else to support them out of habit or blind sympathy?
If you believe that buying an expensive car, and expensive house, and all the fancy materialistic garbage that clutters and fills your place of residence is more *important* to you than having affordable health care, then why should you be the first in the line to *complain*?
After all, you don’t *care*. You simply want the money for yourself to do whatever you damn well please!
It’s not *you* that we are worried about…
But that’s not a loss of freedoms or rights. When the government proposes legislation that allows them to spy on you without just cause, wiretaps your phones, bugs your computers, and searches your premises without the proper warrants…?
*That* is a loss of rights and freedoms! That is fascism!
When the government goes against the people for the sake of weeding out whatever "enemy" they think is hiding amongst us, then we have a serious problem that should be openly addressed.
But when the government comes along to address an issue that has been plaguing this country for decades…?
It’s not evil. It’s not intruding on your privacy, it’s not telling you what to do and how to live, and it certainly is not robbing anyone of their Constitutional rights!
What it is doing is getting the people organized and on a plan to better health and affordability.
Why would you be against being more healthy and having an affordable insurance plan that offers better coverage than what you have before?
For those of us whom can’t live within our means, it’s going to be a hellish nightmare come to life–including those corporate businesses whom now have to start *paying* more coverage for their work forces.
Oh, yes, they are going to go on about how it may bankrupt their precious bottom lines, sap a tenth of their overall profit margins every year, but those of us whom work for these types are going to be a little more secure in the knowledge that Big Business is finally getting put on notice and on the path to greater responsibility for their people; instead of being financially reckless and arrogant.
For those of us whom need this kind of reform, we’re going to be very happy.
We are going to have what we dreamed out!
And while the legislation and its ‘fixer-bill’ companion isn’t perfect, it is the right step towards equality for all.
Better health care, lower costs, less waiting in the emergency rooms, and no more lapses in coverage or ‘droppings’–because we are either sick or have become sick.
Thoughts?
At the beginning of this year I had finally paid off all my old debt. However, in some stupid moves that were started by someone I was with I managed to get myself an extra K into debt. While also trading in my car for a bit more expensive car. I purchased my home a little over a year ago and have always paid everything on time till the last couple months. Even then it wasn’t "late", only up to a couple weeks late rather than a full 30 days. If in the end, I am in a battle I won’t win and my only option remaining is to file bankruptcy..will I lose my home and vehicle? I know now they almost automatically put you in a payment plan, which I might not mind..but are payments affordable? Does that set up help you to retain ownership of your properties?
I’m also in Ohio if the laws make a big dif. The sad thing is though..that I know better than all of this, as I said I finally finished paying things off. I just made a REALLY stupid decision. I have never wanted to go back and change time so badly in my life!