As you can see, I’ve put myself in the worst of messes. I am either going to federal prison or at least several years probation for criminal charges (not related to anything financial). I have 20,000 in credit card debit, and my lawyer needs another 10,000 that has not been paid for yet. I still have a good job for the time being and I rent an apartment. Would I be able to put the next 10k for the lawyer on a credit card and then file bankruptcy? I have a few thousand saved up, however the account its in is in my name as well as a family member. Due to both our names being on that account, could that money be taken?

Technorati Tags: apartment, bankruptcy, credit card debit, criminal charges, family member, federal prison, good job, lawyer, messes, money, probation

although they did steal my credit card and information, I can’t file identity theft cause I dont want them to go to jail. The person who did it has no way of paying it back and there not much that person can do. The thing is can I file bankruptcy.I have a government job will they take money directly out of my payroll check. I’m almost done with my car payments if i file bankrup. will they take back my car?
the criminal is a gambler and lost all the money in the casinos. if i do turn in the family member will what is their punishment

Technorati Tags: bankruptcy, car payments, casinos, credit card, family member, gambler, government job, identity theft, money, payroll check

This is a personal loan made to a family member. I understand I need to disclose it in BK. However I need the income to meet my monthly expenses.

Technorati Tags: bk, family member, monthly expenses, personal loan

I have 5 credit cards total. 2 with American express, 1 with Washington Mutual, 1 with Capital One, 1 with Barclay. The debt with WaMU has been sold to a company, and is no longer owned by them. The rest of the debts are still ‘owned’ by the original creditors and I can settle the amounts with them, most at 50-60%.

I have not made payment on any of these accounts in over 5-6 months, and am now in a position through assistance from a family member to pay off all the debts via settling. After speaking with a couple of people though as to how this will affect my credit I wanted to know what I should do.

Should I settle the cards? Or should I file bankruptcy? The total debt on credit cards is -14,000K. I also have k in student loans, and a ,000 judgment against me from court. I am fairly certain that me filing bankruptcy would not remove the judgment against me, or my student loan as it is through the federal government. Am I wrong?

My main question though is, what will hurt or be best for my credit? Me settling the debts, or filing bankruptcy? Which helps me the best for rebuilding my credit in the least amount of time?

Technorati Tags: american express, amount of time, barclay, capital one, credit cards, creditors, debts, family member, federal government, filing bankruptcy, judgment against, should i file bankruptcy, student loan, student loans, wamu, washington mutual

My friend has inherited money from her Grandmothers life insurance policy. She wants to use the money to buy a house (she has a husband and a couple of kids) and that is what her Grandma wanted her to do with the money she left for her. She has a truck she wants to keep too, so she has transportation for work and taking care of her children. She and her husband both got laid off from work, so she’s been staying with a family member (yeah, she really needs her own roof over her kids heads). She almost died of an illness several years ago and she was in the hospital for a really long time. During that time she accumulated a ton of medical debt (over 0k from what I’m told) because she didn’t have insurance at the time. Should she file bankruptcy to get rid of the medical bills? If not, should she work out a payment plan with the hospital… or would they just go after her house and throw liens on it? I don’t think she has too much debt other than the medical bills. I didn’t know what to tell her to do, so I thought I throw it out to yall for suggestions. Your help is really appreciated.

Technorati Tags: bankruptcy, family member, grandma, grandmothers, insurance, life insurance policy, long time, medical bills, medical debt, money to buy a house

My mother recently inherited a sum of money from a family member that passed away this past year. She has told me that despite the inheritance she and my father will have to file for bankruptcy. She has no income and my father only get’s Social Security Disability checks in the amount of 00 a month which they currently use to keep up their home and vehicles. Can someone file for Chapter 7 bankruptcy in this situation?

Technorati Tags: chapter 7 bankruptcy, disability checks, family member, inheritance, social security, social security disability, sum of money

I got my license a year ago. Right now, my financial situation turns bad deal to foreclosure and family member illness. I wonder if i file bk, can i still work for a security company?

Technorati Tags: bk, family member, financial situation, foreclosure, security company

So I’m considering filing for bankruptcy. Currently about 40K in debt, not including a house I purchased for a close family member but I don’t stay in. Tried to keep keep head above water but string after string of bad breaks has left me thinking there is no alternative. What could I expect if I do declare? would I qualify for bankruptcy? Would my financial situation be destroyed by doing this?

Technorati Tags: bad breaks, family member, filing for bankruptcy, financial situation, head above water