Posts Tagged ‘filing bankruptcy’

Are IRS debts forgiven when you file bankruptcy?

I have a friend who is considering filing bankruptcy and wants to know if IRS debts will be included. How does this work.

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How long does a creditor have to file adversary in my bankruptcy?

Can a creditor file adversary in my chapter 7 bankruptcy if I used my credit account over 30 days prior to filing bankruptcy? What are the stipulations? How can I determine if I’m safe from a creditor filing adversary against me?

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Can I file bankruptcy without my husband?

I’m considering filing bankruptcy on my unsecured debt. and medical bills, but my husband doesn’t want to. Can I file on my own debt?

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If my husband file Bankruptcy an we both are on our house loan how will this affect my credit as the wife?

This young man from countrywide reporting me Sabrina as filing bankruptcy to the credit bureau an as well countrywide have me listed under bankruptcy company. My name is Sabrina and Chadnezzar we have a loan with Countrywide when in fact Chadnezzar File Bankruptcy at the Russell Building in Downtown Atlanta with his Attorney Lee Frison. Jr at 1230 Peachtree st, 19 floor Atlanta,Ga 30309 of Atlanta file bankruptcy for Chadnezzar . Mr. Frison an Mr. Chadnezzar an myself have told Mr.Richard Briggs 1-972-608-6000 /1-972-608-6000 an countrywide BANKRUPTCY DEPARTMENT 1-800-669-5224 to remove me Sabrina from under Bankruptcy records and department because i never file an they are ruining my credit an my name an we even offer to fax the Bk papers which we know they have showing me not in BK at all, I never file this is unfair an deceitful practices. And he needs to be held accountable for what he and Countrywide is doing to my name. He keep telling me as well as those in the bankruptcy to get my bk attorney to call what attorney I told him what attorney, I never file bankruptcy in my life so they need to clear this issue up ASAP. This is like accusing someone of committing a crime when thirty people seen that person never did the crime. Do this give Attorney Mr.Richard Briggs and Countrywide Bankruptcy Department the right to practice deceitful law practice regardless if he and the company are breaking the law and knows it is wrong!!!! Mr.Richard Briggs And Countrywide Need to remove this from under my Name and Record and I need full VERIFICATION before I retain an attorney for RUINING MY NAME AND CREDIT AN THEY MAINTAIN THEY MAINTAIN ACCURATE INFORMATION ON THEIR CUSTOMERS. WHERE HERE IS DOCUMENT TO VERIFY I NEVER FILE ON CHADNEZZAR AN MR FRISON HIS ATTORNEY CAN VERIFY HE EVEN CALL IN THE PASS AN LET THE REPRESENTATIVES IN THE BANKRUPTCY DEPARTMENT KNOW I NEVER FILE AN ANYTHING WITH MY NAME ON IT NEEDS TO BE REMOVE FROM UNDER THE BANKRUPTCY DEPARTMENT AT COUNTRYWIDE. And I have a tape conversation to verify this is what is happening!!!

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I have a court ordered judgment against me but if I file bankruptcy now, do I still have to pay?

My husband has a ,000 hospital bill and in the state of California, the spouse is also responsible to foot the bill. So now, we have a court ordered judgment against us. Since our house is now in foreclosure I was planning on filing bankruptcy anyways. Will filing bankruptcy stop this court ordered judgment? If not, can they garnish my wages? -note, My husband lost his job and I am the sole provider for a family of 4

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how much does it cost to file a personal bankruptcy?

and also, does filing bankruptcy eliminate your debt to social security if you owe them from them over paying you?

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Can I get my license back without release form if I file bankruptcy?

I had a dui 4 years ago. I hit someone, they sued, I can’t pay them because I’m broke. Will filing bankruptcy help me?

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Can someone still file their tax return if filing bankruptcy during this year?

Im helping a friend with their tax return, and Im finished with it, but he just mentioned that hes thinking of filing bankruptcy, could that affect his refund, could the goverment take it away or what
is the process. Im familiar with most returns just not bankruptcy.

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If we let our house go into forclosure what happens since we are going bankrupt?

and if the house sells at a Sheriff’s sale because of forclosure and it does not sell for the price that we owed the mortgage company, are we still responsible for the balance since we are filing bankruptcy?

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Is it better to file for bankruptcy before turning in a leased vehicle before the contract is due?

I was told by a car dealership salesman that the only way I could get into a car was through a lease, so I did. I have not had the vehicle for a year yet, but have put about 40K miles on it and am having a difficult time making the lease payment and paying the considerably higher insurance requried. I want to turn it back in, but am unsure about how much money they are going to try and bill me for for the mileage and wear and tear, and a host of other penalties etc. Will they put a lien against my home for this, garnish wages, etc.? Would filing bankruptcy before turning it back to them protect me from this? Would a bankruptcy be better than a repo on my credit history?

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How do you know what type of bankruptcy to file.?

Thinking of filing bankruptcy but not sure how to determine Chapt 7 vs Chapt 13. Most importantly we want to keep our home and cars. We have credit card debt that we cannot keep up with anymore. Talked to a credit agency and they suggested contacting a lawyer to explore this as an option. We are in Jefferson County Missouri. I need to find a lawyer to answer some questions. Any suggestions?

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Filing for bankruptcy – Am I required to list my joint credit card account?

I am going to file chapter 7 bankruptcy in Maryland and I have a joint credit card between myself and my son. What I would like to do is keep the credit card so I still have something for emergencies after I file bankruptcy. Do I have to list the joint account when filing bankruptcy? Because I would like to keep it open and keep making the payments as usual, and if I did list it could that effect my sons credit, even if he makes the payments, since he is joint on the account?

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How far back do they check your bank records when you file bankruptcy?

I have quite alot of debt and am looking into filing bankruptcy. How far back are they going to check my bank statements? Also my father passed away and left a life insurance policy to my mother that my name is on as a trustee…will this matter?

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Are joint accounts required to be listed when filing for bankruptcy in Maryland?

I am going to file chapter 7 bankruptcy in Maryland and I have a joint credit card between myself and my son. What I would like to do is keep the credit card so I still have something for emergencies after I file bankruptcy. Do I have to list the joint account when filing bankruptcy? Because I would like to keep it open and keep making the payments as usual, and if I did list it could that effect my sons credit, even if he makes the payments, since he is joint on the account?

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Can I file Chapter 7 bankruptcy if I filed Chapter 13 in 2004?

I filed Chapter 13 in 2004 while I was in the military. Now I’m out and am about 0,000 in debt for medical bills. Will I be able to file for a Chapter 7 since I’ve already filed once before?
The lawyers that helped me file the first time never said anything about a Chapter 7. They told me that Chapter 13 was the only option available for filing bankruptcy.

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Can only 1 person on a mortgage file bankruptcy?

I am contemplating filing bankruptcy but my husband will not be. He is on the mortgage with me, Will this be a problem?

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If I file bankruptcy this year, will all of my bad credit history still be listed on my credit report?

Someone told me that even if you file bankruptcy, all of your past bad credit history would still be listed on your credit report to be viewed by anyone who requests it along with the fact that you have filed bankruptcy. Is this true?
What you’re saying is not true SmartA$$…people can get loans pretty quickly even after filing bankruptcy and I know quite a few that have done so. For myself, that was not my intent anyway…I just thought that the fact that it says "bankruptcy filed" was damage enough without having to list all the crap you are no longer responsible for.

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Does it do any good to file bankruptcy after a court judgment from a creditor?

I can not afford to pay this creditor so I was thinking of filing bankruptcy.

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What is the car exemptions for chapter 7 bankruptcy in ohio?

What is the car exemptions for chapter 7 bankruptcy in ohio?
i keep getting conflicting information. my car was paid off in full on one of the credit cards i am filing bankruptcy on. so i own it outright. it is my only car, it has a value of 7-8500 depending who you ask. if i filed 7 could i keep my car? obviously i would rather file 7 then 13.

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Anyone going through Bankruptcy?

Hi I am trying to decide between filing bankruptcy myself or getting a lawyer. Any suggestions? thx

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Can someone explain filing bankruptcy to me?

What is the process of filing bankruptcy? Can I do it myself or do I need a lawyer? What are the benefits? What are the negatives?

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How many months of bank statements do I need to file bankruptcy?

How many months of bank statements do they normally ask for when filing bankruptcy?

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I have judgements against me and have chosen NOT to file bankruptcy. Is a Segregated Fund safe from creditors?

In bankruptcy, Segregated Funds are safe from creditors. How about for someone who is NOT filing bankruptcy?
I live in Michigan (if consumer’s state exemption laws apply). Thanks for any help.

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If you have property and file bankruptcy, does it show on your credit foreclosure and bankruptcy?

Doe it show foreclosure and bankruptcy or just a discharge of your mortgage debt??? If so then what’s the use of filing bankruptcy. why not just walk a way from you properties.

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How do I convince someone not to file bankruptcy?

A friend of mine who drew K in credit card debt is debating on filing bankruptcy. He is fully able to repay his debts to his creditors, and fear that he may be putting his future at risk. As many people know bankruptcy and going through with it takes a lot of careful thinking. My buddy is hardheaded and thinks the bankruptcy courts will be open to discharge 100% of everything. Not a bad idea if he owed 0K and in over his head…K is workable in my book since he has no real living expenses. Any ideas?

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if i file chapter 7 bankruptcy will i lose my house?

Hi im asking this question on behalf of my mother in law who is currently in jail. She just recently told my husband, who has power of attorney for her to look into filing bankruptcy. At this point, her only valuable asset is her home, which is what we are trying to save, so if we file chp 7 will that really do any good?

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If I own two homes, can I file bankruptcy and keep one of my homes?

I own two homes and am currently loosing the one I live in while I rent out the other. I have a contract with the bank to keep my home I am renting while doing a quick sale on the home I live in. I also have alot of debt in credit cards and am looking into filing bankruptcy. Is it possible to file bankruptcy and keep my home that I am renting?

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does anyone know about bankruptcy? What all can i file on?

I have so much debt, from when i was 18 and stupid. And i have current debt. My husband and I want to file bankruptcy bc he has 30, 000 dollars in medical bills. plus i have people suing me for old bills all the time. Can i file bankruptcy on things that currently i have a court date set on and will that cancel out court? If you need any more info let me know.
i appreciate the answers i have recieved, but i am filing bankruptcy, if my husband and I have over 60,000 dollars in debt between the 2 of us, it will be impossible to pay it back.

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How much is the fee to file for Bankruptcy in New York?

I am planning on filing bankruptcy, and I have been calling around to check the fees. But some lawyers are charging as much as 00. is this right? Is there another aalternative fee-wise?

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If you have property and file bankruptcy, does it show on your credit foreclosure and bankruptcy?

Doe it show foreclosure and bankruptcy or just a discharge of your mortgage debt??? If so then what’s the use of filing bankruptcy. why not just walk a way from you properties.

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