I have a judgment against me for over 0,000 due to a crazy con-artist ex-boyfriend. He only works under the table so of course, they come after me. I’m a single mom and work very hard for a living to support my children. I have now received notification of garnishment. I’m wondering if filing Chapter 13 bankruptcy could include a judgment or not? I have an appointment with an attorney on Monday, but would like to get some sleep this weekend!
in filing chapter 13 bankruptcy, are mortage lenders more or less likely to work with you to get a home modification. My home has dropped 90,000 in value and it’s really not worth paying on a 170,000 loan when other houses in my neighborhood are being sold for 80,000 and getting a lower interest rate.
When filing chapter 13 bankruptcy, when the court determines the payment the debtor must make, does the payment increase if the debtors income increases?
Also, if after the bankruptcy decision is made and I sell my home, do I have to pay any profits made toward my debt, or can I put that money into a new home?
I have been researching filing Chapter 13 bankruptcy, but have had estimates of cost anywhere from 0 to ,500. Nobody can seem to tell me until they start into the process. I know my case is fairly straightforward, I have no real estate or property to protect other than a car, and have other debts as well, but nothing unusual or elaborate.
I understand some of the fees are included in the Chapter 13 plan and paid over time.
I just want to know approximately how much I have to come up with in the beginning, out of my pocket, to file.
Does anyone have any real experience going through this, with the new laws the way they are now?
I am considering filing Chapter 13 Bankruptcy and know that I will have to pay back the creditors under the repayment plan between 3 and 5 years. I am trying to figure out how much I will be paying per month to the trustee.
I live in Florida, have 000 in unsecured credit card debt, 000 in a car loan and pay 00 a month in child support.
I make about 000 a year gross.
After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?
My husband is now currently working and has been for 3 months now, it has just taken us this long to finally get in touch with our attorneys and also the mortgage lenders attorneys.
My husband and I are considering filing Chapter 13 bankruptcy and I am my childrens sole care provider. As long as my husband is employed, will I be expected to find employment? We have no other childcare options as we don’t have family or friends in the area.