Posts Tagged ‘financial mess’

File Bankruptcy or Let my car get repo?

I bought and financed a car about 6 months ago. Now I’m in a really bad financial mess and cannot afford to pay the car. Is it better to let them repo it or file for bankruptcy? What happens to the car loan if they repo it?

Technorati Tags: , ,

Can you file bankruptcy on payday loans?

I have got myself into a real financial mess. My husband has been living off of me for years and not working so I was forced to take out some of these payday loans (I had NO other options) believe me if I did I would have used them. anyways now we are separating and I can’t afford to move and live with paying those loans. Can I file bk on those kind of loans to sort of start over. I am basically being kicked out of our apartment. PLEASE only answer if you really know the laws in Wisconsin. Thanks a lot

Technorati Tags: , , ,

If you file for bankruptcy, does it apply to student loans?

I am currently in a financial mess because I’ve gone on disability from my job (long term.) Now I’ve discovered that my student loans (which were being garnished) are not fully paid. I had previously thought they were finally paid off because the garnishments ended, but I found out today that I still owe the US Dept. of Education over ,000. I found this out because my tax refund went directly to them.

If I file for bankruptcy, does this void my student loans? I have been told by some that it does not.

Technorati Tags: , , , , , , , ,

Can my spouse file bankruptcy without me?

I have recently separated. My spouse went and bought a house with her son as a co-signer. If she gets in a financial mess, can she file bankruptcy without me. Cause I would never want to do that.
State is Kansas

Technorati Tags: , ,

-->