should we file bankruptcy if my husband and i are 22,000 in debt. we are 20 and 24, and both have bad credit?
we bought a 96 jeep grand cherokee 7 months ago and it no longer runs as of last month. payments are 275 a month, they wont work with us and we still owe 4500.00. we are letting it go back i guess and filing bankruptcy. is this a good idea?