Posts Tagged ‘grandparents’

Is it wrong to want to…?

stay home with your child the first 2 – 3 years of their life?

This is what I want to do, I especially don’t want them going to a daycare/babysitters until they can talk and tell me about their day!

Yes, I know that with another income that life would be much more comfortable, but what is important to me is being there to see those first cute things they do and say. Do you guys believe that it’s true that the first few years of a kids life and how they are raised during that time make them who they are going to be when they grow up for the most part?

I’m not saying that I’ll continue to stay home even if we are about to go bankrupt, but just that I would sacrifice that extra income to spend those first years with my baby.

Does anyone else feel this way?

It seems that lots of ppl think I’m crazy for not wanting to go back to work a few months after the baby is born bc of the second income. It’s just hard for me to agree with them, I guess.
Sorry forgot to mention that my fiance and I are getting married this Summer, we don’t have kids yet, but he has a steady full time job that pays pretty good!
My fiance says that it’s "unfair" that he has to bring in all the income so that I can stay home all day with the kids. But you know, I’m not going to be staying at home to be lazy, I want to raise my child. He says "there are grandparents and daycare." I don’t want that though. I also said, well what if you are making enough but he is convinced that he won’t be making enough for us to live comfortably without me working. Any ideas how I should approach this subject again? It’s really bugging me. He says I’m being selfish, but I’m just trying to be a good parent bc look at how messed up this world is these days. My mom never worked, my dad always did, and I cherish that so much, having a full time "mom." AH, I dont know!

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College debt has ruined my life, and I’m mad at myself for leting it happen.?

I am beginning to regret going to college, it seems the only thing I have attained from it, is debt. When I went to school I was allured to the dream of being an airline pilot. I finally got my pilot’s license, but it got to expensive, so I switched to Aviation Management. I am so depressed and mad at myself for letting this happen, and it seems like there is no way out. A few times I forgot to fill out the FAFSA so I had to take out loans to cover the expenses, or I was late getting it in and got no money.

Here’s where I am at:
1 Loan for ,000 (Monthly Payments of 476/mo); 1 Loan for 620 (Monthly Payments of 128); 1 Loan for 00 (Monthly Payments of 50), and Credit Card Debt of about 00. So I have loans totaling 420.

I also have a car payment, cell phone, however I pay no rent, but my grandparents will soon be asking for that.

I just got a new job that pays me 000 per year. So if I don’t put anything into savings I can pay off my loans in about 4 years, however when you begin to figure in my other expenses it’s more like 7 years.

Consolidation is not really an option, because the 000 is an “Education Alternative Loan”, it’s not a federal loan. The 00 loan is a no interest loan. And the 620 is a direct federal loan.

-My dilemma is that, I have a girlfriend that I want to begin a life with. I wish to get an apartment with her maybe in the next year or so. And I want to marry her.

Situation 1- Do I put no money into savings and just tackle the loans head on? I will have no money for retirement or a down payment on a house.

Situation 2- I put some money aside into savings, and it will take longer to pay off?

Situation 3- Declare bankruptcy if I can?

I apologize for this taking so long, but I don’t know what to do. Thank you for your help.

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Husbands grandparents filing chapter 7 and have his car loan?

My husbands grandparents who took out a loan to get him a car and we pay them monthly for the loan, just filed chapter 7 bankruptcy…

Will his car get reposed? How do we keep it from being taken?

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