I don’t know why, but I am very very racist person. I hate Black people and mexicans. I don’t consider them as equal to white people. I believe white people are far more superior than them. After all, without the U.S, Africa would go bankrupt. And if you think about it, every country that consisted of white people pretty much had slavery. Why you ask? Because we were smart enough to capture and force them to do work for us. And mexicans just hop the border and demand health care and welfare because they are to stupid and lazy to get real jobs. After all, without mexicans who would run Mc Donald’s? Those are my racist thoughts. How do I stop being racist? I don’t very much like it. I just can’t help it. Most of my family is racist. For some reason, I consider blacks, mexicans, indians, arabs, etc… Nothing but annoying little pests. Like bugs who need to be squashed.
lol, you people really need to calm down. This question was only to find out how people felt about racism. Im not really racist. I know many black people and am freinds with a quit a few of them.

Technorati Tags: africa, arabs, bugs, health care, indians, jobs, mc donald, mexicans, pests, racism, racist person, welfare

I have two jobs & still cannot make ends meet. I am desperate to find a solution to how I can keep my house. I am not asking for money, just advice on how to save my house for my wife & kids. I paid 0.000 for the house & put thirty thousand dollars down!. The house is now worth 200.000!…….please……please…is there anyone that can steer me in the direction that I need to go to save my home?

Technorati Tags: amp, asking for money, jobs, thousand dollars

I mean we need 5 million jobs created that pay atleast 12 bucks an hour to have a chance.

Technorati Tags: 5 million, jobs

I made an informal contract with one of my sons when I was adding on to my house. I would add on space enough so he could have a 1200 sq ft apartment, but he would have to finish it off. He put in a set amount of cash up front for part of the finishing off, and then he agreed to finish off the space with a monthly sweat equity instead of paying rent.

I agreed in the contract to pay back his initial amount if he moved out, and he agreed to the monthly sweat equity (some tiling, painting, trim work). He did move out, but he did absolutely nothing on his sweat equity payments even though he lived there rent free for over two years.

He insists I owe him the full amount he paid in the beginning. I think he owes me for the free months of rent up to what I had to pay to get his sweat equity jobs completed. I hate to spend money on a lawyer, but wonder what my legal options are. He is still insisting I have to pay him every penny, and the second part of the contract does not count. Should I pay him what I think I owe him, or should I hold further payments until we can get an agreement? (I’ve paid him about half already.) I’m in New York State.

Technorati Tags: informal contract, jobs, lawyer, legal options, money, new york state, painting, sq ft apartment, sweat equity

I had a small business and in 2005 it failed and i had to go bankrupt on it and my home..everything , i lost it all.. I have since gotten back on my feet (i thought) ..got a good job with the state and even bought a new car since i had to drive so much for my job…Aug 1st of this year the governor cut the budget to my program and i lost my job. now I can’t make it…there are no jobs around here, there’s nothing…when is the earliest I can file for some sort of bankruptcy? I took the total wipe out the last time..this time I’m hoping I can do the one where I can restructure and keep my home, car and possessions. The economy is killing people like me. Please I hope someone out there knows if I can file for restructure sooner than 7 years and keep what I finally got built back up. Thank you
i wanted to add that i am NOT an idiot and really hate to be talked to like i am one. I am getting unemployment for now. I live in a very small town in Southern Ill and there are NO jobs…thanks to our goverment all our jobs are going to china or somewhere bedsides here. I ask my question to get a helpful answer NOT to get told I am lazy and need to find work…hate to wish bad on anyone but I just hope those of you who think I am so lazy goes thru this someday themselves..maybe then you will all be more understanding. I didn’t need made fun of ..i just ask for help in finding the right answer…thanks for nothing.
i really think THIS is partly whats wrong with the country anymore…people are heartless..always ready to put someone farther down than they already are…again thanks for nothing.
You know I am rather sorry I asked a question….I am NOT a deadbeat, I am an AMERICAN…if the economy has not hit you yet then I am happy for you…but in small town America it has it hard…I have worked all My life and will continue to work IF i can find a job.. unlike most of you I guess I just can’t afford to pull up stakes and move to ‘where the jobs are’…btw…according to the news they’d like to know where the jobs are too… I am totally ashamed to even read these answers…I hope each and every one of you who have told me ‘to get a job ‘ and not have a new car..or buy a ‘cheap ‘ house….well my answer to that is ..I bought a house..for ,000…cheap enough??? and i bought a chevy colbalt..cheap enough??? so you big knowlegable people get off your pedistal before you FALL off…your not better than me or any other American who is having problems now…I am a 56 year old woman and i live VERY modest life….so dont JUDGE me …all I wanted was some info on what choices.

Technorati Tags: bankruptcy, budget, china, deadbeat, economy, good job, goverment, home car, jobs, last time, new car, possessions, small business, southern ill, unemployment

1: in order to get to "utopia" we will need thousands of more entitlement programs,handouts,etc.

2: We’re bankrupt already – and can not afford the current entitlement programs

3: Our debt is already at unprecedented levels.

So, how are we going to pay for current entitlement programs, future entitlement programs, and Trillions of dollars of debt all the while jobs continue to disappear overseas?

Obama can’t keep spending his way to wealth forever – eventually we will have to "Pay the Piper".

Technorati Tags: entitlement programs, jobs, obama, piper, quot, trillions, unprecedented levels, utopia

We filed bankruptcy last year and the FASA only goes by current income. Since we both have jobs, they want us to contribute ,000. We are on a payment plan for 5 years and they take all our excess money.

Technorati Tags: bankruptcy, excess money, fasa, jobs

Why can’t we let it go bankrupt if it’s not making money? Why would you give money to a company that can’t make money back?

Is it possible that at some point a foreign auto company could take over GM with 51% by their decreasing stock price?

Nobody really cares for American cars nowadays except those rental companies, so what’s the point of keeping it?
welll.. with GM gone, they can get jobs at Japanese auto plants based in US.. so they can expand and make even nicer cars for the consumers.. American cars suck anyway.

Technorati Tags: american cars, auto company, consumers, foreign auto, gm, japanese auto plants, jobs, making money, stock price

I am a construction estimator. I have about 10 large jobs over 0,000 that have not started. When they go bankrupt and can not do these projects or pay my salary, can I approach one of our competitors and offer my services with these large jobs.

Is it legal and ethical?

I do not want to burn any bridges.

Technorati Tags: bridges, construction estimator, jobs, salary

I just was watching news ticker on bloomberg channel and it says ”that oil is expected to rally/go up to or higher before mid-summer because of demand rebounding.What is all of this nonsense when we are in a global recession,people losing their jobs left and right,’’supposed to be conserving energy”,’’supposed to switch on to alternative energy & off-shore oil drilling”(what pres.obama promised in his campaign),auto makers possible bankruptcies and more possible lay-offs,people ‘’supposed to have been driving less”,and supposed to be buying small compact fuel efficient hybrid type vehicles.Were you’ll serious about carrying out these stuff or were these just empty threaths that played right into opec trap?
Will it be like 2007/2008 and wait until crude oil get back to over 5 a barrel then make more false threaths to OPEC with absolutely little to no action to back it up?

Technorati Tags: alternative energy, amp, auto makers, bankruptcies, compact fuel, conserving energy, crude oil, global recession, hybrid type, jobs, lay offs, news ticker, nonsense, oil drilling, opec, shore oil, type vehicles

I live in Michigan and all the debt is in my name. My wife and I both lost our jobs and obviously can’t keep up with our bills. We own a piece of land in both of our names with some equity in it. If I declare bankruptcy if the equity protected because she is a owner as well as i.

Technorati Tags: bankruptcy, jobs

Think about this folks. A very big reason why we depend on fossil fuels (which pollute the air and supposedly contribute to “global warming”) is because of the mega-industries that revolve around vehicles that run on fossil fuels. Maybe now, that these corporate giants are diminishing in size and in power, other companies can finally afford to bring alternative fuel cars (hydrogen, water, solar power, compressed air, magnets) into the spotlight.

It is a shame that these companies are going under and the people they work for will be out of jobs, but the USA is based on a free market system. The bigger they are, the harder they fall, and we are feeling the powerful impact made by the fall of these companies.

Out with the old, and in with the new.

So again, my question is, can the bankruptcy of car companies be an ultimately good thing?

Technorati Tags: alternative fuel cars, bankruptcy, car companies, corporate giants, fossil fuels, global warming, hydrogen, jobs, magnets, mega industries, shame, solar power, spotlight

Which candidate for President do you think is most concerned about the highest priority issues in America? I have heard that McCain has expressed the urgency to find new oil resources and decrease our dependency on foreign oil and that will help get us out of Iraq and increase funds to develop alternative fuel sources. I haven’t heard much about Obama’s plans, only what he has to say negative about his opponents. http://mhutch.blogspot.com/2008/05/more-alaska-oil-drilling-needed-to.html http://www.issues2000.org/2008/John_McCain_Energy_+_Oil.htm I mean oil independence will take some time, but considering the present crisis – isn’t some drilling in Alaska and other areas of the US – important to try? I heard the oil prices are going to hit 200/barrel in 2 years which equates to more than .00 per gallon for businesses and consumers in the US. Prices will increase, demand will decrease, average people will lose jobs and not be able to afford food and housing – bankruptcy!

Technorati Tags: alaska oil drilling, alternative fuel sources, bankruptcy, blogspot, consumers, drilling in alaska, iraq, jobs, john mccain, new oil, obama, oil prices, oil resources, opponents, priority issues, urgency, will take some time

My wife and I both lost our jobs a month ago and now we’ve decided to head to college together.

–> bad credit car loan about to be repoed, 2 credit cards (i already been sold to collections), apartment bill about to be sent to collections, and some medical bills

Can we get enough aid to pay for college and then for my dental school IF we decided to file bankruptcy?

Also, how much does bankruptcy cost?

Will bankruptcy cover all of the things I’ve listed before?

Thanks for your help everyone.

Technorati Tags: apartment, bad credit car loan, bankruptcy, collections, credit car, credit cards, dental school, jobs, medical bills, thanks for your help

My husband and I have just lost our jobs and we own 3 properties that are not worth what is owed on them. We have great credit scores but cannot get the banks to talk to us about alternatives to keeping the properties at a reduced payment or sellling on short sale. We have to ruin our credit first and then they might talk to us… We have have the properties on the market but cannot sell without going to the table with large amounts of cash.
If these properties foreclose or we go into bankruptcy.. Can the creditors attach or take our retirement savings to satisfy debt?
thanks for your help..

Technorati Tags: bankruptcy, banks, credit scores, creditors, foreclose, jobs, retirement savings, thanks for your help

I know he’ll be creating jobs with alternative energy, but coal workers do not specialize in alternative energy… they know how to do coal work, so they’ll lose their jobs. How many workers will be out of work and be forced to find something completely out of their field?
Oops… change the "of" to "if" in the question
I have seen ONE answer in here that was close to answering the question. If you don’t have a reasonable answer for the question, please don’t answer.

Technorati Tags: alternative energy, answering the question, coal workers, jobs, quot

Where are those billions all the Democrats were willing to send?

And who said don’t throw good money after bad?

Another true statement, the Government doesn’t creat jobs.

Stimulus is being spent unemployment still going up.

Technorati Tags: billions, democrats, government doesn, jobs, money, stimulus, true statement, unemployment

This is what I think about the automaker bailout:
The big 3 need to throw away old baggage of inefficient operations, high executive pays, and high union powers.

My suggestions are:

- Declare bankruptcy (only option to cut all ties with inefficiency)
- Merge operations and create a new company
- Sell off plants to foreign automakers to create more capital(to Hyundai, Kia, or any company that is looking to have production in US), this way workers can still keep their jobs but just with different bosses

What is your take?
I believe they are trying to go green but they are late compared to Japanese manufactures.
If an restructuring was to happen, I say screw it with the half-ass green-wannabe hybrids and just go green. Set goals to produce electric, bio-fueled cars and phase out existing cars.

And as far as capitalist governments go.. well.. the companies are US companies..
*Meg

The cost of bankruptcy to the economy and the auto workers and the auto industry is astronomical.. which i understand, but without an revolution will things get better?

Any suggestions for the problem?

Technorati Tags: auto industry, auto workers, automakers, bailout, bankruptcy, economy, fueled cars, governments, hybrids, hyundai, inefficiency, inefficient operations, jobs, kia, meg, plants, restructuring, ties

My daughter is getting money from her uncle after the holidays. I am a single mom, unemployed 5 times in the past few years. Went to school for Certified medical assistant & nurses aide & cant get a job. I need to know whats my best bet….go bankrupt? pay off the debts? Jobs & landlords check your credit reports now & I’d like to finally stop paying rent & buy my own small house to leave to my daughter, of course for me too~! I don’t want to waste her money. How long does it take for the score to go up on all 3 reports after debts are paid? Thanks so much

Technorati Tags: amp, best bet, certified medical assistant, credit reports, debts, getting money, holidays, job, jobs, landlords, nurses aide, score, single mom

My husband and I have just lost our jobs and we own 3 properties that are not worth what is owed on them. We have great credit scores but cannot get the banks to talk to us about alternatives to keeping the properties at a reduced payment or sellling on short sale. We have to ruin our credit first and then they might talk to us… We have have the properties on the market but cannot sell without going to the table with large amounts of cash.
If these properties foreclose or we go into bankruptcy.. Can the creditors attach or take our retirement savings to satify debt?
thanks for your help..

Technorati Tags: bankruptcy, banks, credit scores, creditors, foreclose, jobs, retirement savings, thanks for your help

Along with politicians its time for change kick the bums out of Congress and fight for equal rights for people who need good jobs. You ever worked in an office? Some people are corporate terrorists intimidating workers while they cook the the books and rob the company pension. Business shouldn’t just be about tall guys making million laying off people and running a company into Bankruptcy. If you feel you’ve been wronged contact a lawyer or file a suit yourself. Enron is just the tip of the iceberg.
I’m not anti-business btw just anticorporate terrorism. Let your Representatives know. Write to them , if they don’t respond vote them out and tell them!! Tell people you know too. Those sleazy politicans love lobbyists $$ and hate to lose their jobs. Take back our country!! They should be serving the people not special interests like AIPAC and Big Business.

Technorati Tags: bankruptcy, bums, company pension, congress, enron, jobs, lawyer, lobbyists, love, pension business, politicians, special interests, terrorism, terrorists, tip of the iceberg

I am looking to file bankruptcy after a long medical illness. (I was working 2 jobs to pay off my debt, because I know I AM responsible for it). Now, I can not work 2 jobs, only one, part time at that. I have saved up a lot if my 401k. Can the courts touch that if I file bankruptcy?

Technorati Tags: 401k, bankruptcy, jobs, medical illness, part time

I have many debts from CCs to a car to personal loans. On 2 CCs, I just lost track after having moved, changed jobs, etc. They went to collections just as I was going to try to make arrangements. I understand that settling shows up on the credit report as settled, but it’s tempting to do when it can save me so much, and I can start to get the debt in the past. How much worse would it make things for me in the long run if I settle vs. knock the interest down and pay off the amount in full? Will it significantly affect my ability to buy a car, rent an apt, buy a house, get a CC, etc, any more than if I paid in full? The collectors are calling. What’s the best answer? I want to be on top of my finances again. I’m not used to having a delinquency problem. It’s not me. I want out of debt and to build my retirement, especially when I’m already 34 and have all debt and no real assets or equity after being married to someone who sucks me dry financially.

Technorati Tags: car rent, ccs, collections, credit report, debts, delinquency, jobs, personal loans, real assets, retirement

What would we do when the companies that depend on the banks for needed cash don’t get the credit they need to keep operating? You do know industries do run on credit, don’t you? Should we just let them go belly up? Then all the jobs, what would happen to them?

Technorati Tags: banks, jobs

It doesn’t mean they’d go away – they’d just be restructured, hopelfully without the union control that is the cause of their failure – a microcosm of socialism. The big 3 are thriving in other countries, but because of decades of liberal union control, not only are the companies in trouble, but so is the whole state of Michigan. Should the unions be eliminated, like Reagan did with Air Traffic Controllers for the public safety, for the good of the country and Michigan jobs?

Technorati Tags: air traffic controllers, decades, failure, jobs, microcosm, public safety, reagan, socialism, state of michigan, unions

I understand many would lose their jobs. But people are losing jobs left and right. Isn’t it going to cost us more to bail these losers out then to just let them go under and deal with the re-building process?

Technorati Tags: jobs, losers

I recently switched jobs making significantly less money. Now I am past due with bills and am getting some pretty rude calls from creditors. I want to pay them but am having a hard time. I have been seeing commercials about debt settlement and needed some help deciding who to go through. I have a little less than ,000 to pay off. Please site sources when you can and THANKS ahead of time!

Technorati Tags: commercials, creditors, Debt Settlement, hard time, jobs, money