of my paycheck. He is now dying. Should I file bankruptcy for myself, jointly, or not at all and collect the ins and pay my bills only and of course the joint ones. I live in Arizona and we have some joint accounts and some non-joint accounts. We are filing bankruptcy with our house because we are seriously up-side down., should I do this or let them forclosure? We are only a few payments late so there are no proceeding started. They still want me to keep the house through home retention, but their offer stinks. HELP, HELP, HELP

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Hi,
I got married last summer, and I am planning to file for bankruptcy in 6 months. my wife and I don’t have any joint accounts. so I would file just for myself so that she duos not have to pay for my mistakes.
my question is this, if we file a joint tax return this tax season (which would help us allot with our taxes)
would that be seen in court as if she needs to file too? would it seem like she is also accountable for the money that I need to pay back, since we are filing a joint tax return?
or should we just pay more in taxes and be safe?

Technorati Tags: bankruptcy, joint accounts, money, tax return

We have been married 2 months and unfortunately with all the wedding planning and etc I wasn’t able to focus/take care of this beforehand. The accounts solely belong to me and are not joint accounts.

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I am currently am not living with and about to file for legal separation from my husband. He just told me he is filing bankruptcy, he owns a construction company that’s had a hard year. We are not ready to call it quits yet and divorce, but I want to protect myself. We have no joint accounts and my name is not even on the house he’s living in or associated with his business. Even if we get a legal separation will I still be affected by his bankruptcy? We live in Oregon.

Technorati Tags: construction company, divorce, filing bankruptcy, joint accounts, legal separation

If I file for bankruptcy just for myself, all our (me and my wife) bank joint accounts will be affected?
Or she can keep her own accounts and half of the money in the joint account?
Can she keep the same joint checking account?

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I am in the process of finalizing my divorce. My soon-to-be ex-husband racked up a lot of debt in my name (or on joint accounts) during the time we were married. But because he is living and working overseas, the creditors cannot go after him for the debt. What can I do to take care of this? I make enough money for myself and my children to live on, but not enough to shell out thousands to pay this debt. Is bankruptcy the way to go? If not, some suggestions?? Thanks for the help!
Forgot to add that I’ve tried the so called "credit counseling" programs with little success. So I’m open to just about any other suggestions. Thanks!

Technorati Tags: bankruptcy, credit counseling, creditors, divorce, joint accounts