Well I know I can, i have a bunch of credit card debt and medical bills no property or judgments. can i file myself? i talked to two attorneys and they both stated i am a good candidate for chapter 7. i basically can not afford an attorney so i want to try to file myself.
My sister has been on SSI ( social security income ) due to a disability for a few years. She got 3judgmentsered judgments against her from creditors ( about $ 10,000), she has no way to pay now. I advised her to file chapter 7 bankruptcy to wipe out this debt, Is it legal to file for chapter 7 bankruptcy in this case ?
Thanks for help
Hi, I’m 24 years old and I graduated college in 2008. I have student loans totaling approximately ,000. On top of that, I made some bad judgments when it comes to credit and I have the following bills that are in the hands of debt collectors:
- 0 BofA credit card debt from 2005.
- 0 T-Mobile debt from early 2009 (I am disputing this amount – I received an early termination fee after I cancelled my phone contract 2 weeks early because I had absolutely no service in the county I was visiting for 2 months).
I am trying to build my credit score (it is 520 currently) and begin getting out of debt. I earn ,000 in one of the most expensive cities in the country. I have no savings and I currently own no credit cards at all. I’m not really sure how I should start building a healthy credit future.
Should I pay my BofA credit card debt in full? I was told that begining to make payments opens the debt again and it will be on my credit report for an additional 7 years as opposed to being wiped clean by 2012.
What are my best options for beginning to pay off my students loans (they are all government loans)? I am currently paying around /month, should I pay more and forget about my other debts?
What are my best options for beginning to save? Should I just open a traditional savings account or should I look into other options?
How I can I get negative things taken off my credit report? Can I get negative things taken off by the creditor once I settle the debt in full?
Thank you in advance for any help/advice.
We have 3 children, ( 2 minor, 11 and 17), our home is our biggest asset. We have a lot of debt with judgments against us. He has hidden other property and other assets, ( motorcycles, vehicles), and other items of value by them getting them out of his name so I and the courts can t touch them. I must seek legal aid from our local county, as I have no money to defend myself. My husband is trying to make sure I get nothing, when I am the one initiating the divorce, because of his excessive alcoholism, physical and verbal abuse towards the children and me. There is a documented case with DCF against him, for abuse and drug use that my son’s school reported . The case was closed with no further action. We need to file for bankruptcy and I desperately need guidance in the right direction awaiting legal aid to assist me. Someone please show me the light…
He seems anxious to get me to sign his do it yourself divorce, yet he refuses to leave the house, and wants to stay while all this escalates.
I am considering filing for bankruptcy. I am paying a collection agency and attorneys for a collection agency. They threatened to file judgments. I also had a judgment filed againstt me last week.
How do I remove judgments myself without an attorney from the court house after filing bankruptcy?
I filed bankruptcy after having surgery. The judgements are still on my court records. My attorney said he could remove them but it would cost .00 for each one. I cant afford to pay .00 for each one. What I was wondering is if I could do it myself? If I can, can someone please tell me how. Thank you
I filed bankruptcy recently and my attorney charges extra to satisfy each judgment at the court house.
Does anyone know how I can do this myself without paying an large fee for each judgment??
Please dont respond with comments such as….
pay the judgment. The judgments have been included in the Bankruptcy. Meaning the detb has been discharged.
I am looking for information on how to remove them after bankruptcy by myself with out an attorney’s fee’s.