I have always been on time with payments and now find myself falling behind even on mortgage because of all my C/C and the slow down at work. I figure I would be better off filing for b/k. I need to get a number to someone out here in Phoenix Az that would be able to help with a b/k. I would like one of those discount lawyers that work for non-profit. Anyone able to help that would be great ..Thanks!!!
My friend’s credit was horrible destroyed after a divorce and lawyers recommended that he file for bankruptcy. Does anyone know if there are any programs that help you file or options that are less costly than the 1500.00 that lawyers want. He is in a bad situation and does not have the money to file.
to file bankruptcy is kinda expensive. Would the lawyers break the price so I could pay monthly? Or how does it work?
In November of 2006 my 00 debt with chase bank went into collections. A year later I called a lawyer who told me that if I haven’t been taken to court yet I probably would not. Well almost 3 years later and after the debt has been sold several times, I am being sued by lawyers representing North American Recovery Corp. I was told by Forward Properties (findaccount@gmail.com) that the current owner of my debt was the lawyers and gave me their phone number. I was served papers by the local sheriffs office and am supposed to appear in court on Sept. 24th. The first set of papers said that both parties had to appear on court and then i got a letter from the attorneys today stating they requested from the judge if they could be absent and do a phone conference while I still had to go to court. Is there any way to settle this if the lawyers have it and avoid going to court? The initial balance I owed on the account was just shy of 00.00 and the rest is all late charges and interest. I’m not sure how to attack this, who I should call etc etc, without incurring lawyer expenses of my own. I don’t have a number to contact North American Recovery Corp and cannot find one anywhere on the web. The one search that came up for that name was for another North American Recovery and they said there is another one out there. The debt is orig. from ohio and I now live in florida. Please help me with this headache.
I had some properties foreclosed. Now, the bank wants me to pay a very big difference on each properties. Is bankruptcy the only option? Lawyers said we’re making too much for Chapter 7. Any alternatives?
I filed Chapter 13 in 2004 while I was in the military. Now I’m out and am about 0,000 in debt for medical bills. Will I be able to file for a Chapter 7 since I’ve already filed once before?
The lawyers that helped me file the first time never said anything about a Chapter 7. They told me that Chapter 13 was the only option available for filing bankruptcy.
I am trying to do my own bankruptcy but I keep running into sites that get my information then I get this phone call from lawyers. I want to file myself and all I need is a website that shows me how and what to file. Do anybody know where I can go online to get instructions on how to file a chapter 7 bankruptcy?
If I just filed bankruptcy but I get a judgment against me by default, will bankruptcy take care of it?
I cant include that in bankruptcy because i don’t owe that person anything, but I cant afford a lawyer and the plaintiff got one of the best lawyers in town…. So the case is pending right now.
Ok so I’m in the middle of a chapter 7 bankruptcy, and I had applied for FAFSA online for school. It came back with a Direct Loan through William D Ford Direct Loan. Now this is a government loan based on my need, not on credit or anything. Is this going to mess with my bankruptcy? My lawyers aren’t available to talk to for another few days and im freaking out. HELP
It seems to me a lot of lawyers are touting that you have to file bankruptcy in conjunction with the foreclosure timing.
My wife and I don’t want the house anymore, can we just let it go through the foreclosure process and then file bankruptcy 6 months down the road?
I am planning on filing bankruptcy, and I have been calling around to check the fees. But some lawyers are charging as much as 00. is this right? Is there another aalternative fee-wise?
I have about 40K in credit card debt that I haven’t paid in over a year. I want to settle it once and for all. I don’t want to have to deal with collectors or lawyers. How can I get the best possible settlement? I want to pay them off and get on with my life. Is it true that debt management companies can reduce my debt to up to 50%? If so, who do you recommend?
I just posted a question a few minutes ago about my wife having to go to court over her credit card. Like I said before we have all ready settled 2 w/ a debt settlement company. Her’s is the last one we are settling and now she has to go to court. She has lost her job because of plant closure. We have a small amount built up in our acct. with debt settlement company, but nowhere near what the lawyers say we may have to pay. Does anyone have any thoughts of what might happen?