Posts Tagged ‘medical bill’

Credit and Debt settlement question? HELP?

I reciently agreed to settle a debt for a medical bill that is 5yrs old and recieved a letter from the company on a company letterhead stating apon receival of the payment the debt wil be deleated from the 2 agencies they are filed with. Is it better to have it completely deleated or marked paid as agreed???

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Can a Mortgage Modification be affected if you file bankruptcy?

If I am filing bankruptcy on credit card debt and medical bill can this affect my mortgage modification? Will my mortgage company pull my modification even though I am not filing bankruptcy on my mortgage? I have had my modification for about 3 years now. I live in CA

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Why is it republicans think Universal Health care is wrong?

http://blogs.forbes.com/rickungar/2011/01/17/congress-passes-socialized-medicine-and-mandates-health-insurance-in-1798/

Besides the fact that their only argument seems to be "im to greedy to allow any of my money to be taxed to help a less fortunate person afford to LIVE". there doesn’t seem to be any other reason beyond GREED, Selfishness, Hatred of anyone who needs help financially, and GREED.
Here’s an article about how even the FOUNDING FATHERs know that socialized health-care was the only ETHICAL and moral choice out there:

So Republicans? Why do you hate the idea of every one having health-care? Why do you hate the idea of having to help the less fortunate? Aren’t republicans all big about being Christian? yet you hate the poor…

I want to know DO YOU HAVE ANY REASON beyond greed and ignorance that free market health care ONLY benefits the super wealthy, for opposing socialized/universal health care?

Id be willing to bet you don’t. Save your breath if your going to rant about how wrong it is you should part with your money to help some one NOT have to go bankrupt to pay a medical bill…or how all the poor MUST be lazy and should just die…i have already heard those "arguments’…anything new?

PS: Obviously i am biased infavor of universal healthcare, but i REALLY am Curious, if Republicans have any reason beyond GREED, and blind faith inunlimited free market FAILED economics, to deny (make perpetually unaffordable)health care to millions of americans??? I have never heard an argument not based on "how dare others expect me to help others"
Try reading the LINK if nothing ealse, though i realize READING is a bit too difficult for some of the people who oppose universal health care…

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Should i file for bankruptcy?

I currently owe 00 in hospital bills. But have no way to pay them off. No one in my family has much to give, even if they were willing to help out.
I am currently 24 years old, with just a part time job, making very little money. I was thinking of moving back to the philippines where tuition for school woud be cheaper, and i can get a degree in nursing.
I’m trying to think of what the best thing for me to do is.
What are the disadvantages of filing for bankruptcy?
Please help anyone. I really need it.
i appreciate the responses so far, guys.
for those that asked, trust me i am looking real hard to find a job that pays more money, and i am willing to work hard no matter what kind of job it is.
I need to do more research on bankruptcy, how much would it cost me to file, for 00 medical bill?

I really want to buy a house in the future, hopefully before age 32, but how hard would that be if i’m in bankruptcy?
Thanks a lot for the responses! it really feels i’m getting helped out already.
First i will, take account every response given to me.
Still living with my parents, helping them pay the financing on the mortgage alone (not the principal), with a part time job so far, is the situation i’m in.
Again i really appreciate the responses.

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How can I file bankruptcy with no job?

And tons of bills. Mostly medical bills harassing me (30000+)and old credit cards(10000)?
Will this effect my student loans I now receive? I am a grad student.

The medical bill company said they will take my student loan money so I want to file B to get them out of my life!

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Should I file bankruptcy?

I’m 23 years old. Last year I was in a car accident and now I owe thousand something to the insurance company. I missed my payment last month and now they want to file a lawsuit. Meanwhile I’m paying 0 a month for a car I don’t even have anymore. The biggest thing on my credit report is a 0 medical bill. Just seems like there isn’t enough money coming in to pay everything every month. Should I file for bankruptcy? I really really don’t want to do this.

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How can I file bankruptcy on medical bills, that is my ex-wife's.?

The creditor filed judgment against me on my credit for medical bill, that was from my ex -wife. I was being nice and stupid, she was still under my insurance coverage even we were separated, I had no idea where was she, all of sudden there was medical bill on my credit. I filed divorce on the news paper because I couldn’t find her. I am still not able to pay this money, I am thinking about filing bankruptcy… How can I do it?

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Serious question about how to settle collection debt?

Hi every one, hope you all having nice weekend!
I have recently done my credit check for some thing, and i found out how bad my credit score is. I mean when i was teen and few cards were stolen back in 2005, my credit got bad:/ and i didn’t make payments on time. Plus i have one medical bill from 2003 and Fitness center bill.

*So all together my total collection balance on my credit report is ,030.

Which i should pay, and even with bad economy and having less money and more bill, i can try to add this bill to my paycheck too. But i need some help from ya all. If i can get any toll free # to collection dept. Or how do i contact them. I have no record of previous bills or statements. All i have is Credit report from TransUnion.

Any help will be greatly appreciated.

Any website or any help will be great!!

Thank you much in advance.
I did report the cards, that were stolen. They got stolen at Theme park, i was young and frighten cause that never happen to me or someone i knew. The security at the theme park helped looked but nothing. :/ i did called c-card companies the next working day and canceled the cards. There were few purchases made. I paid for couple, i was student at that time, not enough $$ plus i procrastinate too. But now i want to pay it all off to fix my credit.

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Question about bankruptcy and divorce?

Due to domestic violence in my home, I left my marriage. I drew up a proposal to my (soon-to-be) ex regarding our MASSIVE debt which left me with one medical bill of ,000 (not including interest) and two credit cards of over 00. I also left with only what I could fit in my car and left all our furniture and assets to him. I don’t work full-time, though I’m going to try to soon and I just CANNOT pay these debts. I have no problem with the idea of bankruptcy for myself…however, NOTHING is in my name except our Bank of America overdraft protection credit card and he works for a financial industry and told me that if he has a bankruptcy that he’ll loose his securities license and then his job. It’s not my goal to be malicious and cause that – but I can’t pay these bills. Will it be better for me to wait until the divorce is final and then file bankruptcy on whatever debts the judge gives me? Any advice? I don’t know what to do.

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What happens to my medical insurance if I file chapter 7 bankruptcy and include a bill from that carrier?

I have Kaiser and need to keep my coverage because I may not be approved if I try to reapply somewhere else. But I have a medical bill with them that I plan to include in a chapter 7 bankruptcy. Has anyone gone through this? Will Kaiser drop me if that bill gets discharged? Thanks for the help!

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