I am severely underemployed, making minimum wage, 20 hours per week. I used to make more money and was given credit which I used, to the tune of ,000 in unsecured debt. Between my rent and utilities expenses, I can’t make my minimum payments to my creditors. I am striving to improve my employment status, but until I succeed with that, what can I do? I have no assets to sell and {content} to pay to debt consolidators and in payment plans. Is there any way to put my debt off for a few more months, or should I start thinking seriously about personal bankruptcy?

Technorati Tags: assets, creditors, debt consolidators, employment status, minimum payments, minimum wage, money, personal bankruptcy, unsecured debt

I kept dropping in and out of school for years. Now i’ve taken a job as a painter’s assistant that i love. But i no i will not be able to pay anything on my loans because i barely make minimum wage. I don’t care about my credit because i already got bad credit.

Technorati Tags: bad credit, job, loans, minimum wage

What they can make in a free market without a union will tell what they are really worth. A few of them may actually be worth what they are paid and will get another decent job. Most will find out they are worth minimum wage or less.

Technorati Tags: decent job, minimum wage

He owes about ,000 we want to get married when he is debt free. Do you know any reliable settlement companies that are trust worthy? What are the procedures?
He is a full time student and has a job he works full time with minimum wage.

Technorati Tags: full time, job, minimum wage, settlement companies, time student

She doesn’t want to file bankruptcy because it will destroy her credit but she makes minimum wage, has no house or car, and can barely afford to pay the minimum payments on her accounts.

Technorati Tags: bankruptcy, minimum payments, minimum wage