I am a settlement specialist and started my own business instead of contracting out my services. Email advertising is a productive way to people looking for help to go to your website. I am a lagitament company and am not out there trying to take money from people by over charging them. I do what I do because I have been in the same perdicament and just want to help people so I have studied the laws and have been doing this for 5 years. My son and I were ranked top settlement agents in the US for 2006. So I need to find email listing to help me bring in new clients to help.

Technorati Tags: money, own business, perdicament, settlement agents

Okay, this is extremely frustrating. I’m a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? 0!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I’ve never had a ticket, never been in an accident. And I don’t care if i’m 19 that price is absolutely absurd for that car. I’m almost at the point where I just wanna go illegal and drive without insurance. I’m looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it’s under my parents policy and its this much!!!

Technorati Tags: allstate, bitches, full coverage, funny thing, insurance, money, parents, part time, sleep, state insurance, toyota, toyota tacoma

I financed my cdl schooling through a loan. they are willing to take me to court over being 1 ayment behind. I can’t make that payment I don’t have the money. they would rather see me file bankruptcy than wait to get their money. however, they mentioned I could lose my cdl. is this possible or are they pulling my leg to get me to pay?

Technorati Tags: bankruptcy, cdl, money, pulling my leg

My ex-husband is preparing to file chapter 7. In our divorce settlement he is to pay me ,000.00 over a period of 5 years. This amount is to repay me for money I used to help him pay his bills off that he had before we met and to help him open a business. The amount and terms of repayment were all his idea and now he does not want to repay me. I have taken him back to court twice, with no good results and now I am afraid he will file against me. Can he legally do this ?

Technorati Tags: chapter 7, divorce settlement, money

I have two huge credit card debts that I’m trying to settle. My debt has been sold to a company called CPC-Central Portfolio Control. I don’t want to get scammed, as I’ve read that this company has a history of messing up your credit more than it already is. Not only that, but I’ve also read that they make it extremely difficult to pay off your debt. Making you actually owe more than you do. I don’t have money for an attorney to help me through my options. What can I do??

Technorati Tags: cpc central, credit card debts, money

Okay, this is extremely frustrating. I’m a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? 0!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I’ve never had a ticket, never been in an accident. And I don’t care if i’m 19 that price is absolutely absurd for that car. I’m almost at the point where I just wanna go illegal and drive without insurance. I’m looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it’s under my parents policy and its this much!!!

Technorati Tags: allstate, bitches, full coverage, funny thing, insurance, money, parents, part time, sleep, state insurance, toyota, toyota tacoma

I’m 29, and my debt is under but probably close to 10K, much of it sent to collection. This debt includes student loans, credit cards, and my bank account balance, which was in the negative and sent to collection. I’ve been ignoring the debt for a while because I currently have no money to pay it off with. I used to be a responsible person with stellar credit until personal problems turned my life upside down. I need to recover my credit and my dignity. What should I do? And do those debt consolidation companies truly help?

Technorati Tags: bank account balance, credit cards, debt consolidation companies, dignity, money, personal problems, responsible person, student loans

We have a long time customer (who has always paid slow 60-75 day) but now owes us money over 100 days. We have kept shipping to them all along, but now have stopped. Is there any thing we can do to protect ourselves from bankruptcy. Is there anything we can do to keep from being considered a preferred vendor. What can we do now to give us a better position in bankruptucy court? Is there anything we should NOT do?
Thanks

Technorati Tags: bankruptcy, long time, money, preferred vendor, time customer

Let go from my f/t position and am now working p/t, but not making any money! I am currently 5 months behind on my mtge and have over 30k worth of debt that I can no long afford to pay. I have checked my credit score and it is 578..just 5 yrs ago I at 800. I am seriously considering filing for bankruptcy(chpt 7)…at this point I feel as though I will have nothing to lose. What impact will this have on my life?? Will I be able to purchase another home within the next 7 yrs or will my credit be ruined forever?? Will I even be able to get an apt or should I begin looking into shelters for myself and my 10 yr old son. LIFE!!! HELP!!!!
Thank you to everyone that took the time to answer my question. I was able to feel the sincerity and effort in your answers!! Again, thank you for giving me a different perspective. Ugh…LIFE!

Technorati Tags: 5 months, credit score, different perspective, filing for bankruptcy, money, mtge, sincerity

Me and my wife need to file but don’t have the money for a lawyer, is there anything we can do?

Technorati Tags: lawyer, money, wife need

We have 3 children, ( 2 minor, 11 and 17), our home is our biggest asset. We have a lot of debt with judgments against us. He has hidden other property and other assets, ( motorcycles, vehicles), and other items of value by them getting them out of his name so I and the courts can t touch them. I must seek legal aid from our local county, as I have no money to defend myself. My husband is trying to make sure I get nothing, when I am the one initiating the divorce, because of his excessive alcoholism, physical and verbal abuse towards the children and me. There is a documented case with DCF against him, for abuse and drug use that my son’s school reported . The case was closed with no further action. We need to file for bankruptcy and I desperately need guidance in the right direction awaiting legal aid to assist me. Someone please show me the light…
He seems anxious to get me to sign his do it yourself divorce, yet he refuses to leave the house, and wants to stay while all this escalates.

Technorati Tags: alcoholism, assets, bankruptcy, dcf, divorce, drug use, escalates, guidance, judgments, legal aid, local county, money, motorcycles, right direction, verbal abuse

I have recently bought a tretment plan for total amount ,000, but they are now going to bankruptcy, Chapter 7 and they are stoped their service. How do I get my money back? I used a MedChoice Financing and they do not care about these problems.
Thanks in advance for the replies.

Technorati Tags: bankruptcy chapter 7, money, thanks in advance

My husband owes his wife money out of old debt they settled in their divorce papers. He has been out of work for a while, I have even been paying child support just so he doesn’t fall behind. Meanhwile, she decided we are hiding something so she is now threatening to go after the house.
I bought the house with my money before we were married, I am the only one on the title and have made every single mortgage payment myself. Can she try to go after my house? We live in Illinois.

Technorati Tags: child support, divorce papers, money, mortgage payment

I have had my home since 2003 and have a 6.5% interest rate. I have a VA Loan. I would like to free up money if possible to pay for student loans. I have been in Bankruptcy for about 5 years. My chapter 13 just closed.

Should I even try to refi, or would my horrible credit not get me a better rate?

Technorati Tags: bankruptcy, chapter 13, interest rate, money, student loans

I am 24 years old and I am considering filing for bankruptcy. I know that there is a good chance I’ll be able to keep my car because I still owe money on it and I’ve been makinng those payments successfully, but I’m worried that filing will seriously effect my ability to one day become a home owner. Need guidance from someone experienced.

Technorati Tags: 24 years, filing for bankruptcy, good chance, guidance, money

I have done a lot of research on debt settlement vs trying to settle debts on my own. Understanding my own strengths and weaknesses, I think I would benefit using a professional company. Now, I just have to figure out which one to go with. I’m interested in Halo, as you get to keep your money in your own savings account, rather than an escrow, and you pay the creditor directly when a settlement is reached. I’d just like to feel better assured that they won’t rip me off! Does anyone have experience with them?

Technorati Tags: creditor, Debt Settlement, debts, escrow, halo, money, professional company, strengths and weaknesses

I keep my money rolled up in a sock and I hide that inside an empty Pringles can. Do I really have anything to be worried about?

Technorati Tags: money, pringles

I went on a group trip recently and now there’s some disagreement about the settling of money owed. During the trip people ended up paying for other people b/c of a lack of cash on hand. Well, several weeks after the trip’s end bills between people still haven’t been settled. How can I make sure bills get settled on the next trip?

Technorati Tags: cash on hand, disagreement, group trip, money, settling

I am trying to decide if I want to file bankruptcy. I know that filing bankruptcy will not cover student loans. But I have student loans and owing a school. If I file bankruptcy will the money I owe the school be included? Also will it include back taxes from 2007?

Thanks!
I owe the school and i have student loans. I know the student loans aren’t included but what about the money I owe to the school?

Technorati Tags: filing bankruptcy, money, student loans

None Of My Checks Are Being Garnished I Still Have My House And Nothing Is Effecting Me. I Just Owe Alot Of Differnt Phone Companies, Cable Companies, Magazine Companies And Other Companies Ive Ordered Stuff From And Then Never Paid Them. I Want To Pay All Them Off To Where I Own Noone Money And I Want To Do This ASAP? So What Exactly Should I Do And What Will The Process Be Step By Step?

Technorati Tags: asap, cable companies, checks, magazine companies, money

I was recieving some money from the bankruptcy court but they stopped paying because he was able to file a different chapter.

Technorati Tags: bankruptcy court, money

I am a single parent filing a chapter 7 bankrupcy. I always get back about 3400 a year, because of child tax credit and earned income credit. Now i am scarred that i won’t be allowed to receive my taxes next year. I depend on this money for the year to help with food and clothes, car repairs. Has anyone filled a chapter 7 as a single parent, with no properties or other assets? And had their taxes for the next year taken?

Technorati Tags: assets, car repairs, chapter 7 bankrupcy, child tax credit, clothes, money, single parent

I am a 64 year old widowed man ,who is in need of a major back operation to be able work,walk,stand etc.for the past six years .Ive seen many doctors and the operations they say I need I dont have the co-pay money even with insurance throw the state I have throw my deceased school teacher wife.(Ive been self emp for years ,and cant keep up,IVE SPENT THE EQ LOAN ON MY house just to stay going ,credit cards are max out and have no way to pay all this,im screwed! anyway I go ,so should file bankruptcy or just let thing go ????? into forclosers and charge offs,my previous good credit will be ruined either way but whats the better way for my further if there is any hope after this ??? I really need some helpfull advise. please !!!!!!!!

Technorati Tags: bankruptcy, charge offs, credit cards, doctors, emp, eq, forclosers, helpfull, insurance, money, school teacher, six years

We live in Blue Springs MO, we need to file for a chapter 7 bankruptcy and so far all the lawyers we’ve contacted seem very expensive, and my husband does not have a job right now so money is very tight! So if any one knows of a good cheap bankruptcy lawyer let me know!

Technorati Tags: bankruptcy lawyer, chapter 7 bankruptcy, job, lawyers, money, springs mo

Apparently rumors have been going around that say that the last 3 TNA ppv’s have had really bad buyrates. Only 8000 people are ordering them right now compared to the 60,000 people ordering them 2-3 years ago. So, say for instance WWE and TNA has PPV’s on the same day. Like say SummerSlam and HardCore Justice were on the same day at the same time. If you had the money, which would you buy? I know HardCore Justice doesn’t even have a card yet, but watching iMPACT, you should get an idea whose gonna be there and what type of matches there are going to be. Same goes for WWE. Which would you buy and watch? Or, if your like me, which would you watch live online? Don’t say both, just give me one answer?

BQ: Do you think TNA is gonna go out of business? If you think yes, tell me why, and tell me how long it will take for them to go bankrupt. And if you think no, tell me why.
Read the forum if you want sources.
http://www.wrestlingforum.com/total-nonstop-action-wrestling/513221-tna-2010-ppv-buyrates-updated-super-low.html

Technorati Tags: 3 years, money, summerslam, tna, total nonstop action, wwe

When filing chapter 13 bankruptcy, when the court determines the payment the debtor must make, does the payment increase if the debtors income increases?

Also, if after the bankruptcy decision is made and I sell my home, do I have to pay any profits made toward my debt, or can I put that money into a new home?

Technorati Tags: chapter 13 bankruptcy, debtor, debtors, filing chapter 13 bankruptcy, income increases, money, profits

I have very close family that need to file bankrupcy in the stockton, elk grove, sacramento area. They have little money and attorneys for this process often charge about 2 grand (money they obviously don’t have!) Does anyone out there know of any one who can help this family out for less than a g? PLEASE let me know!

Technorati Tags: attorneys, elk grove, money, sacramento area

My attorney is helping me resolve certain debts, & has asked me to give the money to him, he said he will put it in a trust account and then pay the amount owed to the creditor out of that.

I have never done this before, is this normal procedure? I feel weird about it, it is a lot of money and I’m worried it could be a scam, how do I know he will pay the amount to the creditor? What could I do about it if he didn’t? He does seem trustworthy and has been in business a long time, I just don’t know what is normal procedure.

I would appreciate guidance from those who have been through this and/or work in law.

Technorati Tags: amp, creditor, debts, guidance, long time, money, trust account

The creditor filed judgment against me on my credit for medical bill, that was from my ex -wife. I was being nice and stupid, she was still under my insurance coverage even we were separated, I had no idea where was she, all of sudden there was medical bill on my credit. I filed divorce on the news paper because I couldn’t find her. I am still not able to pay this money, I am thinking about filing bankruptcy… How can I do it?

Technorati Tags: creditor, divorce, filing bankruptcy, insurance, insurance coverage, judgment against, medical bill, money, news paper

Do you think that individuals who have credit cards, but can not pay more than the minimum payments (which means they can not pay back that debt) or all individuals who have ever filed bankruptcy are immoral? Interesting question here. Just curious what others think?
Interesting answers. I have to agree with maxbegood on this one, as this individual has actually gone through the process. I have absolute compassion for people who are in debt, because I know what it is to be in this situation. I am working hard and will pay off all my debts one day, but unfortuneatly in this great country of ours, came credit cards and with that came close to usery limits by banks with promotional encouragement to consumers to spend more then they had, without being educated in how seriously hazardous this can be. I think it is imperitive to get kids off to the right start teaching them about money, principle and interest. There is such a huge divide in this country between the rich and the poor, and it is getting wider. I am not sure why, but I think that many people who have little money are more moral than others who make a good living. A person who has nothing, and gives a penny is more than the sacrifice of a rich man. It is biblical. Good topic though.

Technorati Tags: bankruptcy, banks, compassion, consumers, credit cards, debts, encouragement, minimum payments, money, principle and interest, rich man, right start, sacrifice, unfortuneatly, usery