So, I recently (a couple days ago) was served with court papers, I am being sued by a hospital for ,000. I have about k-100k in medical bills alone, so to avoid paying the ,000 I know I should just file bankruptcy. Today I had a consultation with an attorney, and I am SO confused still. It was a free 30 minute one, so maybe that’s why I felt really rushed and lost…but anyway. It’s going to cost about ,500 to file. I am a 25 year old BROKE college student who works part time at a retail store, this is a lot of money =/ ….I know it’d be easier and for sure would get the papers done RIGHT, if I had an attorney, but I don’t know if I can afford it. I know you can file yourself. Has anyone done this? My sister got a paralegal about 5 years ago, and filed herself. She said it was about 0, but she said the paralegal was helpful in helping her with the paperwork, BUT she did miss a few things. I feel like I’d be paying the lawyer to basically just go to the court and turn in the papers, and come with me to court. I still have to do all the dirty work of course…gathering my bills, filling out all the paperwork, etc…but I’m not sure if ,500 is worth having an attorney. Also, I am confused on this court paper I got. I know that they will eventually file a judgement against me (within 14 days) and start garnishing my checks, I understand bankruptcy can stop this. But is it only after your papers are completely filed and done? Or is it when you START the process? I am so lost! The attorney told me to try and get all this paper work gathered and figured out before 10 days so we can start it before the creditor starts coming after my money through the judgement. Does anyone have any advice? Thank you!

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ok i have to get out of debit and would like to hear some of my options. i hear that i should try to do it myself because these companys lose paper work, miss payment, ect. i thought of a consolidation loan but does that really work. i would really like to hear from you. the more details the better. i have about ,000.00 in the hole. if you know something different please inform me. what work for you? i would appreciate your help/info.

Technorati Tags: consolidation loan, paper work

I have a company that wants’ to see my chapter 13 paperwork to cease and desist. What do I have to show them? I am not sure where my all my paper work is. I have a Status of Claims, but that is all.

Technorati Tags: chapter 13, paper work, paperwork

My wife and I are married for 5 years now, but she is in the process of getting her green card. If i file bankruptcy will this effect the process of her paper work for her green card? We only have one bank account together, every thing else is seperate.

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If I filed chapter 13 but it was dismissed after the first month because I change my mind of wanting to file. I was to none effect. It never helped me except for doing paper work. How can I dispute it to come off my credit before ten years? Please answer question seriously, thanks! because now all the creditor that back off are now hunting me down to pay, what can i do? Please answer with the best details as possible?

Technorati Tags: answer question, chapter 13, creditor, paper work