I was over my head in payday loans. I went with a payday loan debt settlement place who has settled my debts, but one of our payday loans claims they have recieved their payment AFTER I closed my checking account where they ACH the payments. My Bank has made it clear that not one person has access to our savings account. How the heck are these people able to get their money when the account is closed, and there is no funds there anyways
I have 2 old payday loans over 2 years old that I never paid. One of them is harrassing me big time. I am going to file bankruptcy in the next week or so by myself. I had medical reasons why I could no longer work and pay any of my bills. All of my money has and does go to medical needs. One of my prescriptions is 5.00 per month. I lost my house, I lost everything. The collection company for one of the payday loan accounts said that you cannot file bankruptcy on a payday loan. He was very rude and treatening. Told me he would personally make sure they come after me. Its not like I just took out the loan knowing I was going to file bankruptcy. He said there was a clause in my contract with them that I would not file bankruptcy. Anyone have any thoughts on this? Thanks
I live in Florida. I lost my eyesight due to a brain virus that spread to my eyes as well as other medical issues.
I have got myself into a real financial mess. My husband has been living off of me for years and not working so I was forced to take out some of these payday loans (I had NO other options) believe me if I did I would have used them. anyways now we are separating and I can’t afford to move and live with paying those loans. Can I file bk on those kind of loans to sort of start over. I am basically being kicked out of our apartment. PLEASE only answer if you really know the laws in Wisconsin. Thanks a lot
I have about 00 in payday loans and cant pay on them anymore. I need help out of this mess. If anyone can help, please let me know asap!
I have about 00 in payday loans and cant pay on them anymore. I need help out of this mess. If anyone can help, please let me know asap!
I had three payday loans worth 0. With intrest they were like 00. After my account went to collections, I kept telling them I am doing everything in my power to pay my loan off. Then when I had the lump sum, two of the companies both agreed to settle my accounts in full for the original amount of the loan, without all the interest and high fees. My one loan was 0 and they settled for 8. Then my other loan was 500 and they settled for 400. The debt settlement company wanted to charge 300 and then 50 bucks amount, so anything extra would be used towards the loan. It seems like it would have cost a lot more to use the payday loan settlement company. All they can do in the end is ask for a lower amount.
I am a 27 year old who has a great job, yet has found himself in trouble with STUPID payday loans. I have a finance degree and cannot believe i have found myself facing this taboo topic of bankruptcy. Though i make good money, i cannot pay off these loans nor my bills. i feel bankruptcy will enable me to afford the simple things…i.e groceries. i have a meeting next week, i feel its my only choice…yes, my debt is consolidated and thats not helping…and creditors still call my work