chapter 13?
I filed Ctp 13 bnkuptcy 6 six years ago. When I didn’t hear from my attorney after the 5 years were up, I contacted him. He told me there was a mix up with a car loan and advised that I convert to Cpt 7. I did – it was discharged and now I am getting letters of collection from credit cards that were filed on that cpt 7. Aslo found out my house was never reafirrmed on. What the hell is going on? He sure didn’t hesitate to take my money to get these done. He is retired and now has some other lawyers taking over cases. What are my LEGAL recourses? For 5 years my check was garnished for 375.00 every 2 weeks to pay that cpt 13. I get calls 10 times a day, give them the lawyers phone number and the next day they call back 10 x a day. I am out of work right now, living on unemployment and at my wits end. Someone with some knowledge, please advise me what to do. Thank you.