Posts Tagged ‘proof’

Debt collectors attempting to collect on settled debt?

my bf had debt collectors after him for the balance on his motorcycle.. the motorcycle for whatever reason was financed with 2 loans, but both of which were with GE Money.. my bf settled his debt with GE Money although I’m not sure if it counted towards both loans. GE Money sent him the title to the motorcycle, so does this mean all debt associated with this bike was settled? I ask because now a debt collection law firm is attempting to sue him for the balance of one of the loans associatied with this bike.. can he use the motorcycle title as proof that the debt was settled? I’m just assuming they wouldnt have sent the title to him if everything wasn’t settled… please help, thanks!

oh and by the way, he missed the 30 day window for the debt validation and this company has already mailed him some papers I assume are the starting process of getting a court date/judgement..

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I recently had to file bankruptcy and my attorney failed to file the reaffirmation paperwork with the court.?

The mortgage is in good standing but its not reporting to the credit agencies. If I have proof of payments to the mortgage company is it necessary to try and get added to the credit reports by reopening the case and filing the reaffirmation? My credit is already shot for 7-10 years because of the BK.

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Just settled a debt, question on remaining balance?

I just settled a debt with a collection agency, instead of 1900 i paid 850. I have a settlement letter stating i am settling in full for this amount and it will show up on my credit report as such. Will this letter protect me from other collection agencies, if they sell off the remaining balance?

Also, they did not mention a 1099c. By law, i should be reporting this forgiven debt. when it comes time to do my taxes next year, if i dont recieve a 1099c do i have to report it? should i report it anyway?

Any help would be much appreciated.
I called the CA and asked about the remaining debt, if i had to pay taxes. She didnt know the answer so she asked her supervisor. She said I dont have to pay taxes, she said there considering it like just paying a credit card and not an account that’s in collections. Does that make sense, I dont get it.

Also, i should be recieving a letter saying my payment was recieved, that should protect me even more from them selling this off, I hope. To me it would be stupid giving me these letters and then selling the remaing balance, because i have proof but who knows.

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Is a finance company required by law to send you proof of the debt, they say you owe?

If you have a debt that you have disputed and even tried to settle, Is a finance company required by law to send you proof of that debt? I have read that the collectors are required to also be licensed in the state you live in order to call and try to collect. If so, how do you check to make sure that person is licensed?

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Collecting on a settled debt?

I settled a debt with a collection agency and now the original collector is trying to collect on the difference. I have proof of the settled account, can they do this?

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Sent a collection agency a personal check to settle a debt and it has not been cashed in over two weeks.?

I received a settlement letter from a collection agency. I wanted to take advantage of the settlement offer so I sent them a personal check for the settlement amount. I sent it certified mail so I have proof they received it before the offer is to expire. It has been over two weeks and they still haven’t cashed it and I do not want nearly a 00 check floating out there. Should I put a stop payment on the check and resend a cashiers check before the expiration of the settlement off?

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How can I make my friend see that his girlfriend is a stupid creepy monster?

Well I have had this friend for a long time. Like 3 months. Recently like two weeks ago he got a girlfriend. I don’t like her she may be pretty and have a perfect body and all but to me she is plain stupid. The other day when we went to the beach she recommended me an exercise for my cellulites. I was so mad I pushed her and then I went up to everyone and told them what she had told me privately. She’s a mean bitch she knows I work out. Also the other day there were about 5 of us playing monopoly and she made me go bankrupt so I grabbed the board and smashed it to the wall. This bitch thinks she can get to me and that I will stop talking to her. I’ve seen her kissing him like I’m not there. She should think about others. My friend should see she is just ruining our lives. Before this were talked so much on the phone and did many activities together but now he’s blinded by her. I think she may have done some witchcraft or something. How can I know that for sure? How can I proof to my friend that she is not the one for him.
Yall can go and trow yourselves from a 7 story building. I’m not stalking nor I’m jealous. It’s her it is all her. If you wanna take her side fine but I’m telling you it is her. She shows no respect and she’s a mean ugly skank.

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what now? old debt settled but no proof for debt collector?

i have a credit card debt that went into debt collection. i did settle, (with a debt collection agency) but, years ago. now, another company has apparently bought the account and is harassing me. this debt is approx 20 years old. no proof of payment.

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Two years ago I took a debt settle with a credit card company. Can they still send me the settlement letter?

The credit card account was closed and the collection agency offered me a debt settlement for 1500 dollars less. I took the option and paid off the account. They sent me a letter saying account was satisfied. However I lost that letter. Now I need it for employment purpose because they want to make sure I don’t owe money. Will the credit card company still be able to fax me a letter saying account was settled?
It’s not showing that I owe money. I had to mention to my employer if I "made negotiation with creditor". I answered yes and in details provided that I paid off the debt settlement. Now my employer just need proof of that payment.

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What do you do if you settle a debt but never get confirmation and its still on your report?

When my husband and his ex-wife separated, the ex-wife went on a ,000 shopping spree on credit cards.. My husband (being the dummy he is) just started paying off collections as soon as he found out about them. One collection agency (stanley weinberg and associates) called him and told him he could settle his 34 debt for 3800. Again, being the dummy that he is he agreed to an electronic check and never received any letter confirming the settlement. 4 to 5 years later we are trying to buy a house and the 34 debt is still on his credit report. We have no proof that they promised to settle, all we have is the bank statement showing he paid 00. Any ideas what we can do now? We need this off as soon as possible..

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This is the latest incomes for some Ceos in the health industry. Do you agree this is why rates have gone up?

Miles White-Abbott 17,395,000
fred Hassan- Schering-Plough 15,677,000
Bill Weldon-johnson & Johnson 13,202,000
H. Edward Hanway-Aetha 12,656,000
Angela Braly- Well Point 5,127,000

(Angela might be a wee bit upset…look at the difference in incomes just because she is a woman..lol

The way to maximize profits is to raise premium & deductibles and deny claims

This is proof as reason why we have to pay such high rates and they are going up

How can any defend these companies?

How many millions have gone bankrupt because they could not pay?

Yet these people rake in millions per year…to do what? deny claims, raise the rates and tell the doctors who they can or not treat?

These companies are paying big bucks to put out ads all against any reform and tell us how bad it will be…no wonder they are worried look at the money they will lose if another insurance company is allowed to move into their states..or the dreaded ‘gov

Thoughts? Should some anger in the country be directed to them for a change…why such high wages…and this is the top ones,,, then there are the fees..charged on top of each and every bill sent to them

No wonder we are in this mess? They are as bad as any bank ceo
but remember we are talking about health care ..aren’t we

Or is it all money ONLY?

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