I agreed to settle my credit card debt,within 30 days to my visa card in collections 1200$ instead of 1900?
Can i reset the 30 days, telling them i can’t make the full payment within this time frame, but rather settle next month instead ? can i call them and do this ?
it was a sears card 00 max. I guess interest grew to 00, with 6 months no payment with Sears, and then 31/2 years collections. It grew to 00 total after roughly 4 years.
What should the settlement be ratio? Does 00 sound alright ?
or they can settle for less ? i have only 0 ?
Does settling credit card debt affect my credit score ? Currently paying on Student loan, monthy.
This would up my score, wouldn’t ?