the amount is 33 from Verizon, this is before the unlimited plans came out, and my cousin was also on my line,however she passed away, now its on my credit because the phones were in my name,I believe we were being charged by the minute and we talked over the limit. The charges are also high because we got our phones at a booth in a mall which they make you sign a separate contract if you cancel/don’t pay you have to pay them as well! Everyone is saying settle for 25% but idk, Thanks in advance

Technorati Tags: cousin, idk, thanks in advance, verizon

I recently gotten a debt collection notice for 00 on an account I have no distinct memory of, from over 6 years ago. The debt collector stated they bought the debt from citibank, citibank says they bought it from "verizon credit card", but cant give me a number to call "verizon credit card" to try and figure out what is going on. Now, from 1999-2001 I cleared and settled all my credit card accounts one by one, and I saved all my correspondence on these issues, but all of that was lost because they were stored in New Orleans at my father’s house. So basically I have these people trying to collect a debt I have no record of, whose latest action is from 2001, and they have suddenly listed this on my credit report, as if it was a new debt, from 2007 – which I am fairly certain is illegal. Anyone know the details on this sort of stuff?
After trying to work with this collection agency, now that I am sure that this is a junk debt, I am convinced these people are scam artists and know it. I called them and explained that I wanted to work with them to track back the company that initially owned the debt, and they said they didn’t care, that I owed them money, and that since they bought the debt this month, it IS a new debt, and that they could report it as so., because I "took action on the debt simply by calling them" I told them that legal counsel has advised me otherwise, and that in the state of Texas last monetary action on the date of the debt is what matters, not phone contact, which is true, and they hung up on me. My lawyer, who isn’t in this sort of law, is sending them the certified letter, following OCT1999′s recommendations. Thanks SO much! I was about to shell out the 2500 because this has dropped my credit rating from 750 to 590, and my job is at risk b/c of it, but now I am going to fight it.

Technorati Tags: 6 years, citibank, correspondence, credit card, credit rating, credit report, debt collection, debt collector, job, lawyer, legal counsel, memory, money, new orleans, risk, scam artists, state of texas, verizon, verizon credit

I want to get a new cell phone with AT&T, I currently have Verizon and have horrible credit. Would my deposit with AT&T be more before I file or after I file. I’m currently ready to file in a couple weeks and I’m not sure if I should try to start phone service now or after my court date.

Thanks!

Technorati Tags: amp, cell phone, couple weeks, phone service, verizon

I have a small phone debt with Verizon, it all started when they started to bill me incorrectly and could not get the problem fixed, i went over a period of several months to have it sold but they could not fix the billing issue due to technical difficulties, now 2 years later they have it under a collections company still with a wrong amount. How can I settle this debt without hurting my credit, I know I owe something but I know they don’t have the right amount, how could i solve this without hurting my credit?

Technorati Tags: billing issue, collections company, technical difficulties, verizon

We need to get my husbands credit score up 45 points before we can get our morgage loan. and we need to do it pretty fast (6-10 weeks) We dont have alot of money to pay things off but we’re planning on paying an old 0 verizon bill and then he had overdrawn a checking account by 0 but on the credit report its a charge-off and it has a zero balance. Its only like 6 months old. Can it still be paid off? and will they take it off his report? and will it improve his score by much? thanx

Technorati Tags: checking account, credit score, money, morgage loan, thanx, verizon, verizon bill, zero balance